197 Ave del Gado, Oceanside, CA 92057 Property Records

San Diego County property record for 197 Ave del Gado, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1975
Lot Size	0.87 acres (3,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Apr 2021)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-211-09-00`

Property Details

APN / Parcel Number

Primary APN	`158-211-09-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	820 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	3,800 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	197 AVENIDA DEL GADO
City	OCEANSIDE
State	CA
Zip	92057-6709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 46 TR 007885
Legal Subdivision	MISSION HERMOS
Legal Tract	007885
Legal Block	3
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Aug 21, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Aug 21, 2017	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	2021259410
Prior Transfer Date	Aug 11, 2017
Prior Transfer Doc	0000380902
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2021
Property Address	197 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6709
Document Number	0000259410
Map Reference	MAP 7885
Instrument Date	Mar 5, 2021
Instrument	2021-0259410
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	197 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6709

Mortgage

Document Number	0000259411
Date	Apr 2, 2021
Instrument	2021-0259411

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	197 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6709
Document Number	0000582734
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	197 AVENIDA DEL GADO OCEANSIDE CA 920576709, OCEANSIDE, CA 92057-6709

Mortgage

Document Number	0000582734
Date	Dec 13, 2019
Instrument	582734

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2017
Property Address	197 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6709
Document Number	0000380902
Instrument Date	Aug 11, 2017
Instrument	380902
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	197 AVENIDA DEL GADO OCEANSIDE CA 920576709, OCEANSIDE, CA 92057-6709

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2017
Property Address	197 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6709
Document Number	0000380903
Map Reference	MAP7885
Instrument Date	Aug 8, 2017
Instrument	2017-0380903
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6709

Mortgage

Document Number	0000380904
Date	Aug 21, 2017
Instrument	2017-0380904

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,831 (+2%) Land $354,379 Building $142,452
2025	$5,417.00 (+5.25%) Homeowner's exemption	$487,090 (+4.04%) Land $347,431 Building $139,659
2023	$5,147.00 (+1.56%) Homeowner's exemption	$468,178 Land $333,941 Building $134,237
2022	$5,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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