197 Ashbury St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 197 Ashbury St, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2020
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on File
Last Sale	$295,500 (Aug 2020)
Tax Bill	$5,793 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010013-0220`

Property Details

APN / Parcel Number

Primary APN	`010013-0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	197 ASHBURY ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-0033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/45-47 SHEARWATER PHASE 2A-5 LOT 22 OR5015/1218
Legal Range	27E
Legal Township	05S
Legal Section	27
Legal Subdivision	SHEARWATER PHASE 2A-5
Legal Phase	2A
Legal Block	1
Legal Lot Number	22
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2006
Census Tract	20907

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 ASHBURY ST, SAINT AUGUSTINE, FL 32092-0033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	202067488
Deed Book / Page	5015 / 1218
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 13, 2020
Property Address	197 ASHBURY ST, SAINT AUGUSTINE, FL 32092-0033
Document Number	0050151218
Book / Page	5015 / 1218
Map Reference	MB 101 PG 45-47
Instrument Date	Aug 5, 2020
Instrument	2020067488
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,068.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 CROSSWATER PKWY, 680, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ASHBURY ST, SAINT AUGUSTINE, FL 32092-0033

Mortgage

Document Number	0050151220
Date	Aug 13, 2020
Instrument	5015/1220

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,543 (+2.7%)	$341,658 (-10.33%) Land $85,000 Building $256,658
2025	$5,793.00 (+7.06%) Homeowner's exemption	$262,457 (+2.9%)	$380,998 (-3.67%) Land $95,000 Building $285,998
2024	$5,411.00 (+2.13%) Homeowner's exemption	$255,060 (+3%)	$395,532 (-1.25%) Land $100,000 Building $295,532
2023	$5,298.00 (+6.97%) Homeowner's exemption	$247,631 (+3%)	$400,532 (+16.26%) Land $105,000 Building $295,532
2022	$4,953.00 Homeowner's exemption	$240,418	$344,513 Land $84,000 Building $260,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20