197 Andra St, Madison, AL 35758 Property Records

Madison County property record for 197 Andra St, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,326 sqft · built 1998
Lot Size	0.458 acres (19,969 sqft)
Owner	Trust Name on File
Last Sale	$299,000 (Sep 2020)
Tax Bill	$1,922 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-15-0-004-073.002`

Property Details

APN / Parcel Number

Primary APN	`16-05-15-0-004-073.002`
Alternative APNs	`555160` `593955`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,326 sqft Living Area
1st Floor Area	2,326 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,969 sqft (0.458 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	593955
Street Address	197 ANDRA ST
City	MADISON
State	AL
Zip	35758-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 1 WESTGATE S/D 5TH ADD PB 35 PG 69
Legal Subdivision	WESTGATE S/D 5TH ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1007
Census Tract	11028

Owner

197 Andra St is owner-occupied and held in a trust since May 2022.

Source: Madison County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	197 ANDRA ST, MADISON, AL 35758-2234
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Sep 2, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 2, 2020	Grant Deed, Transfer · Conventional with PMI PROGRESS BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Deed Document Number	202068258
Last Transfer Date	May 23, 2022
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	197 ANDRA ST, MADISON, AL 35758-2234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005579
Date	Jan 30, 2019
Instrument	20190130000005579

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2029

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MADISON AL
Recording Date	Sep 2, 2020
Property Address	197 ANDRA ST, MADISON, AL 35758-2234
Document Number	0000068257
Instrument Date	Aug 31, 2020
Instrument	68257
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ANDRA ST MADISON AL 357582234, MADISON, AL 35758-2234

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Sep 2, 2020
Property Address	197 ANDRA ST, MADISON, AL 35758-2234
Document Number	0000068258
Instrument Date	Aug 31, 2020
Instrument	68258
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 ANDRA ST MADISON AL 357582234, MADISON, AL 35758-2234

Mortgage

Document Number	68259
Date	Sep 2, 2020
Instrument	68259

Lender

Name	PROGRESS BK&TR
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 197 Andra St was $1,922 with a homeowner's exemption, up 2.6% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,922.00 (+2.56%)
2025	$1,874.00 Homeowner's exemption	$29,940 Land $4,260 Building $25,680	$299,200 Land $42,500 Building $256,700
2023	$1,778.00 (+6.47%) Homeowner's exemption	$28,420 (+6.44%) Land $4,260 Building $24,160	$284,000 (+6.41%) Land $42,500 Building $241,500
2022	$1,670.00 Homeowner's exemption	$26,700 Land $3,260 Building $23,440	$266,900 Land $32,500 Building $234,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Andra St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Andra St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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