197 Anchor Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 197 Anchor Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,854 sqft · built 1995
Lot Size	0.171 acres (7,450 sqft)
Owner	2 Company Names on Record
Last Sale	$192,000 (Feb 1995)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-560-023-8`

Property Details

APN / Parcel Number

Primary APN	`098-560-023-8`
Alternative APN	`098-560-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	943 sqft
2nd Floor Area	911 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,450 sqft (0.171 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	197 ANCHOR DR
City	BAY POINT
State	CA
Zip	94565-3068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T7375 L23
Legal Subdivision	SUBDIVISION 7375
Legal Tract	7375
Legal Lot Number	23
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2009
Census Tract	314200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	197 ANCHOR DR, BAY POINT, CA 94565-3068
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Intrafamily Transfer, Transfer
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 1995 · Amount on Record
Deed Sale	Feb 24, 1995 · Amount on Record
Deed Document Number	199530188
Last Transfer Date	Oct 29, 2025
Transfer Doc	0000122742
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 31, 2025
Property Address	197 ANCHOR DR, BAY POINT, CA 94565-3068
Document Number	0000122742
Map Reference	MB 352 PG 28
Instrument Date	Oct 29, 2025
Instrument	2025- 122742
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ANCHOR DR, BAY POINT, CA 94565-3068

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	197 ANCHOR DR, BAY POINT, CA 94565-3068
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ANCHOR DR, BAY POINT, CA 94565-3068

Mortgage

Document Number	0000216389
Date	Sep 25, 2020
Instrument	2020-216389

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	197 ANCHOR DR, BAY POINT, CA 94565-3068
Document Number	0000013552
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ANCHOR DR BAY POINT CA 945653068, BAY POINT, CA 94565-3068

Mortgage

Document Number	0000013552
Date	Jan 23, 2020
Instrument	13552

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2035

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,902 (+2%) Land $94,206 Building $234,696
2025	$4,448.00 (+5.23%)	$322,454 (+4.04%) Land $92,359 Building $230,095
2023	$4,227.00 (+0.71%)	$309,935 Land $88,774 Building $221,161
2022	$4,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Verizon.

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