Essex County and North Andover Town property record for 197 Abbott St, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,162 sqft · built 1988 |
| Lot Size | 0.574 acres (24,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $719,000 (Aug 2018) |
| Tax Bill | $10,225 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance Dec 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M_233316_9 |
| Primary APN | M_233316_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,162 sqft Living Area |
| Gross Area | 4,992 sqft |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 874 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,999 sqft (0.574 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | M_233316_935561 |
|---|---|
| Street Address | 197 ABBOTT ST |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | ABBOTT STREET TRUST |
| Legal Block | 197 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 253204 |
Source: Essex County and North Andover Town records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 ABBOTT ST, NORTH ANDOVER, MA 01845-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Dec 3, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Aug 27, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2001 · Amount on Record |
| Deed Book / Page | 15596 / 82 |
| Last Transfer Date | Nov 27, 2019 |
| Transfer Doc | 16103-257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 197 ABBOTT ST, NORTH ANDOVER, MA 01845-4803 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16616-155 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 16616/155 |
| Instrument | 32943 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Dec 3, 2019 |
| Property Address | 197 ABBOTT ST, NORTH ANDOVER, MA 01845-4803 |
| Document Number | 16103-257 |
| Book / Page | 16103 / 257 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 30476 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 ABBOTT ST, NORTH ANDOVER, MA 01845-4803 |
| Document Number | 16103-259 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 16103/259 |
| Instrument | 30477 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Aug 27, 2018 |
| Property Address | 197 ABBOTT ST, NORTH ANDOVER, MA 01845-4803 |
| Document Number | 15596-82 |
| Book / Page | 015596 / 000082 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 20798 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,278.64 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 ABBOTT ST NORTH ANDOVER MA 018454803, NORTH ANDOVER, MA 01845-4803 |
| Document Number | 15596-84 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 015596/000084 |
| Instrument | 20799 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2048 |
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,225.00 (+4.73%) | $908,100 (+3.16%) Land $369,700 Building $538,400 | $1,017,640 |
| 2024 | $9,763.00 (+4.53%) | $880,300 (+15.36%) Land $350,300 Building $530,000 | |
| 2023 | $9,340.00 | $763,100 Land $295,800 Building $467,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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