197 4th St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 197 4th St, Old Town, ME 04468

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,284 sqft · built 1900
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Tax Bill$2,436 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNOLDN M:025 L:167

Property Details

APN / Parcel Number

Primary APNOLDN M:025 L:167
Alternative APN
  • 1171

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,284 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number1171
Street Address197 4TH ST
CityOLD TOWN
StateME
Zip04468-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 -
Legal Lot Number167
JurisdictionOLD TOWN ME
Township / Civil DivisionOLD TOWN
Census Block Group5
Census Block5011
Census Tract7100

Owner

Source: Penobscot County and Old Town City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address197 4TH ST, OLD TOWN, ME 04468-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLD TOWN ME
Property Address197 4TH ST, OLD TOWN, ME 04468-1415
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157680149
DateNov 3, 2020
Book Page15768/149
Instrument36210
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityOld Town City
Unified School DistrictRegional School Unit 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,436.00 (+12.88%)$121,900 (-) Land $18,500 Building $103,400
2024$2,158.00$121,900 (-) Land $18,500 Building $103,400
2023$2,158.00 (+7.74%)$121,900 (+27.78%) Land $18,500 Building $103,400$195,035
2022$2,003.00$95,400 Land $16,100 Building $79,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD TOWN WATER DISTRICT
serves 7,648 people · EPA ID ME0091200
Water SourceGroundwater
Last State InspectionMar 2025
Lead8 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 4th St

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