197 4th St, Buchanan, NY 10511 Property Records

Westchester County and Cortlandt Town property record for 197 4th St, Buchanan, NY 10511

Property Summary

Property Type	Single Family Home
Lot Size	0.306 acres (13,356 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jan 2018)
Tax Bill	$10,008 (2026)
Deeds & Mortgages	May 2021 Refinance May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14.00-030-0`

Property Details

APN / Parcel Number

Primary APN	`14.00-030-0`
Alternative APNs	`5522010430150005042000` `552201 43.15-5-42`

Exterior

Lot Area	13,356 sqft (0.306 acres)
Lot Dimensions	120 ft deep x 110 ft wide

Location & Zoning

Account Number	14.00-030-0
Street Address	197 4TH ST
City	BUCHANAN
State	NY
Zip	10511-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14.00-030-006
Legal Subdivision	MAP OF HENRY PARK
Legal Block	5
Legal Lot Number	42.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	CORTLANDT
Census Block Group	1
Census Block	1008
Census Tract	14000

Owner

197 4th St is owned and occupied by two individuals who acquired it in July 2019.

Source: Westchester County and Cortlandt Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 4TH ST, BUCHANAN, NY 10511-1109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 12, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 1, 2019	Quit Claim Deed, Transfer FLATIRON ABSTRACT LLC, FLATIRON ABS LLC
Mar 29, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Jan 31, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST GUARANTEE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Prior Sale	Sep 19, 2016 · Amount on File
Deed Document Number	2018580223644
Last Transfer Date	Jul 30, 2019
Transfer Doc	0592113291
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	197 4TH ST, BUCHANAN, NY 10511-1109
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 4TH ST, BUCHANAN, NY 10511-1109

Mortgage

Document Number	0611243768
Date	May 4, 2021
Instrument	611243768

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	341 Months
Due	Oct 1, 2049

Interest

Rate	2.75%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	197 4TH ST, BUCHANAN, NY 10511-1109
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 4TH ST, BUCHANAN, NY 10511-1109

Mortgage

Document Number	0611243767
Date	May 4, 2021
Instrument	611243767

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Oct 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	197 4TH ST, BUCHANAN, NY 10511-1109
Document Number	0592333153
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 4TH ST BUCHANAN NY 105111109, BUCHANAN, NY 10511-1109

Mortgage

Document Number	0592333153
Date	Aug 22, 2019
Book Page	059233/003153

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 1, 2019
Property Address	197 4TH ST, BUCHANAN, NY 10511-1109
Document Number	0592113291
Book / Page	059211 / 003291
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	FLATIRON ABSTRACT LLC, FLATIRON ABS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 4TH ST BUCHANAN NY 105111109, BUCHANAN, NY 10511-1109

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 29, 2019
Property Address	197 4TH ST, BUCHANAN, NY 10511-1109
Document Number	0590813325
Book / Page	059081 / 003325
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WINCHESTER AVE PEEKSKILL NY 105666803, PEEKSKILL, NY 10566-6803

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 31, 2018
Property Address	197 4TH ST, BUCHANAN, NY 10511-1109
Document Number	0580223644
Book / Page	058022 / 003644
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 SKYTOP DR CROTON ON HUDSON NY 105201301, CROTON ON HUDSON, NY 10520-1301

Mortgage

Document Number	580293385
Date	Jan 31, 2018
Book Page	058029/003385

Lender

Name	FIRST GUARANTEE MTG
Type	Mortgage Company
Address	TYSONS, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 197 4th St was $10,008 with a veteran's exemption, up 24.7% from the year before.

Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Buchanan Village
County	Westchester County
County Subdivision	Cortlandt Town
Unified School District	Hendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,008.00 (+24.74%) Veteran's exemption
2025	$8,023.00	$5,400 (-) Land $450 Building $4,950	$446,281 (+0.83%) Land $37,190 Building $409,091
2024	Veteran's exemption Additional exemption filed	$5,400 (-) Land $450 Building $4,950	$442,623 (+22.13%) Land $36,885 Building $405,738
2023		$5,400 Land $450 Building $4,950	$362,416 Land $30,201 Building $332,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN VILLAGE serves 2,200 people · EPA ID NY5903422
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

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