197 2nd Ave, Cairo, GA 39828 Property Records

Grady County property record for 197 2nd Ave, Cairo, GA 39828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,453 sqft · built 1956
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$102,376 (Jul 2024)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CA020-042-000`

Property Details

APN / Parcel Number

Primary APN	`CA020-042-000`
Alternative APNs	`CA020042` `13410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,453 sqft Heated Area
1st Floor Area	2,453 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1998
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.789 acres)
Lot Dimensions	180 ft deep x 190 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	370 sqft
Deck Area	192 sqft
Canopy	576 sqft
Storage Building	120 sqft
Pole Barn	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13410
Old Parcel Number	CA020042
Street Address	197 2ND AVE
City	CAIRO
State	GA
Zip	39828-5800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALVARY
Legal Subdivision	CALVARY
Legal Lot Number	49
Jurisdiction	GRADY GA
Township / Civil Division	CALVARY-RENO
Census Block Group	2
Census Block	2043
Census Tract	950600

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	197 2ND AVE, CALVARY, GA 39829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	0000946282
Deed Book / Page	946 / 282
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Nov 20, 2020
Property Address	197 2ND AVE, CAIRO, GA 39828-5800
Document Number	876/737
Book / Page	876 / 737
Instrument Date	Nov 20, 2020
Instrument	2020-000959
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 2ND AVE, CALVARY, GA 39829

Mortgage

Document Number	0000000876/0000000739
Date	Nov 20, 2020
Book Page	0000000876/0000000739

Lender

Name	QUICKEN LOANS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 (-11.5%)	$88,529 (+11.42%) Land $4,740 Building $83,789	$221,323 (+11.42%) Land $11,850 Building $209,473
2024	$2,444.00 (+102.32%)	$79,455 (+102.4%) Land $4,740 Building $74,715	$198,638 (+102.4%) Land $11,850 Building $186,788
2023	$1,208.00 (+12.16%)	$39,256 (-) Land $4,104 Building $35,152	$98,140 (-) Land $10,260 Building $87,880
2022	$1,077.00	$39,256 Land $4,104 Building $35,152	$98,140 Land $10,260 Building $87,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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