197 16th Pl E, Oak Island, NC 28465 Property Records

Brunswick County property record for 197 16th Pl E, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,570 sqft · built 2012
Lot Size	1.1 acres (48,308 sqft)
Owner	Individual Name on Record
Last Sale	$844,000 (Jan 2016)
Tax Bill	$5,801 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`235PA01501`

Property Details

APN / Parcel Number

Primary APN	`235PA01501`
Alternative APNs	`205620818239` `80118085`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,570 sqft Heated Area
Gross Area	3,716 sqft
1st Floor Area	690 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	48,308 sqft (1.1 acres)
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80118085
Street Address	197 16TH PL E
City	OAK ISLAND
State	NC
Zip	28465-0500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-E 1.11 AC PELICAN POINT PL 66/35
Legal Subdivision	PELICAN POINT
Legal Lot Number	E
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1027
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 16TH PL E, OAK ISLAND, NC 28465-0500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2016 · Amount on Record
Deed Sale	Jan 4, 2016 · Amount on Record
Prior Sale	May 3, 2012 · Amount on Record
Deed Book / Page	3725 / 88
Last Transfer Date	Sep 27, 2021
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	197 16TH PL E, OAK ISLAND, NC 28465-0500
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 16TH PL E, CASWELL BEACH, NC 28465-0500

Mortgage

Document Number	0049651197
Date	Jan 26, 2023
Book Page	4965/1197

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	197 16TH PL E, OAK ISLAND, NC 28465-0500
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039851055
Date	Nov 16, 2017
Book Page	3985/1055

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 15, 2021
Property Address	197 16TH PL E, OAK ISLAND, NC 28465-0500
Document Number	0047251017
Book / Page	4725 / 1017
Map Reference	MB 66 PG 35
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	197 16TH PL E, OAK ISLAND, NC 28465-0500

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,518,470 (-) Land $425,000 Building $1,093,470	$1,518,470 (-) Land $425,000 Building $1,093,470
2025	$5,801.00	$1,518,470 (-) Land $425,000 Building $1,093,470	$1,518,470 (-) Land $425,000 Building $1,093,470
2023		$1,518,470 Land $425,000 Building $1,093,470	$1,518,470 Land $425,000 Building $1,093,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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