19698 Gloria Dr, Macomb, MI 48044 Property Records

Macomb County property record for 19698 Gloria Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,263 sqft · built 1996
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$408,000 (Aug 2023)
Tax Bill	$7,790 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-181-003`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-181-003`
Alternative APN	`0821181003`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,263 sqft Living Area
1st Floor Area	2,177 sqft
Basement Area	2,161 sqft
Unfinished Basement	2,161 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19698 GLORIA DR
City	MACOMB
State	MI
Zip	48044-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAMBRIDGE COMMONS SUB LOT 81 LIBER: 113 PAGES: 29-33
Legal Subdivision	CAMBRIDGE COMMONS SUB
Legal Lot Number	81
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2018
Census Tract	224001

Owner

19698 Gloria Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19698 GLORIA DR, MACOMB, MI 48044-1261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Prior Sale	Oct 14, 2020 · Amount on File
Deed Document Number	202373591
Deed Book / Page	29273 / 790
Prior Transfer Date	Jan 11, 2006
Prior Transfer Doc	0000022089
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19698 GLORIA DR, MACOMB, MI 48044-1261
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19698 GLORIA DR, MACOMB, MI 48044-1261

Mortgage

Document Number	2600014586
Date	Feb 19, 2026
Book Page	30523/725
Instrument	202600014586

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 29, 2023
Property Address	19698 GLORIA DR, MACOMB, MI 48044-1261
Document Number	2300073591
Book / Page	29273 / 790
Map Reference	LB 113 PG 29-33
Instrument Date	Aug 25, 2023
Instrument	202300073591
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38511 HARPER AVE, CLINTON TOWNSHIP, MI 48036-2843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19698 GLORIA DR, MACOMB, MI 48044-1261

Mortgage

Document Number	2300073337
Date	Aug 28, 2023
Book Page	29272/810
Instrument	202300073337

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 14, 2020
Property Address	19698 GLORIA DR, MACOMB, MI 48044-1261
Document Number	0000123984
Book / Page	27066 / 621
Map Reference	LB 113 PG 29-33
Instrument Date	Oct 9, 2020
Instrument	2123984
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,562.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19698 GLORIA DR, 19698, MACOMB, MI 48044-1261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19698 GLORIA DR, MACOMB, MI 48044-1261

Mortgage

Document Number	0000123985
Date	Oct 14, 2020
Instrument	2123985

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19698 GLORIA DR, MACOMB, MI 48044-1261
Document Number	0000095400
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19698 GLORIA DR MACOMB MI 480441261, MACOMB, MI 48044-1261

Mortgage

Document Number	0000095400
Date	Aug 26, 2019
Book Page	026155/000459
Instrument	95400

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19698 Gloria Dr was $7,790 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,900 (+4.08%)	$499,800 (+4.08%)
2025	$7,790.00 Homeowner's exemption	$240,100	$480,200
2023		$213,300	$426,600
2022	$6,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19698 Gloria Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19698 Gloria Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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