Osceola County property record for 1969 Education St, Saint Cloud, FL 34771
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jun 2026) |
| Tax Bill | $3,451 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-26-31-5325-0001-1050 |
| Primary APN | 03-26-31-5325-0001-1050 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,662 sqft (0.13 acres) |
|---|
| Street Address | 1969 EDUCATION ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8115 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | TRINITY PLACE PH 1 PB 33 PGS 175-181 LOT 105 |
| Legal Subdivision | TRINITY PLACE PHASE 1 |
| Legal Lot Number | 105 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43700 |
Source: Osceola County records · APN 03-26-31-5325-0001-1050
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1969 EDUCATION ST, SAINT CLOUD, FL 34771-8115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 23, 2026 | Special Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORPORATION |
| Jun 08, 2026 | Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Jun 08, 2026 · Amount on Record |
| Deed Document Number | 202682338 |
| Deed Book / Page | 6992 / 1004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 1969 EDUCATION ST, SAINT CLOUD, FL 34771-8115 |
| Document Number | 0000082338 |
| Book / Page | 6992 / 1004 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202682338 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304,010.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1969 EDUCATION ST, SAINT CLOUD, FL 34771-8115 |
| Document Number | 0000082339, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 6992/1006 |
| Instrument | 202682339 |
| Name | UNIVERSAL LENDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 08, 2026 |
| Property Address | 1969 EDUCATION ST, SAINT CLOUD, FL 34771-8115 |
| Document Number | 0000075172 |
| Book / Page | 6984 / 1897 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202675172 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $207,221.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,451.00 | $70,000 Land $70,000 | $70,000 Land $70,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 5 (1994–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | High above 79% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 17 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures