Ventura County property record for 1969 Cottage Dr, Unit 1, Simi Valley, CA 93065
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,663 sqft · built 2018 |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Dec 2021) |
| Tax Bill | $8,949 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 631-0-310-205 |
| Primary APN | 631-0-310-205 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,663 sqft Living Area |
| 1st Floor Area | 604 sqft |
| 2nd Floor Area | 1,059 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Garage Area | 433 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Street Address | 1969 COTTAGE DR, 1 |
|---|---|
| City | SIMI VALLEY |
| State | CA |
| Zip | 93065-8552 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TRACT: 597800 REF: 165MR 74 CONDO PLAN: -201 |
| Legal Subdivision | THE WESTERLY IN SIMI VALLEY PHASE 6 |
| Legal Tract | 597800 |
| Legal Block | 310 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | SIMI VALLEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 7700 |
1969 Cottage Dr, Unit 1 is owned and occupied by two individuals who bought it in December 2021.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1969 COTTAGE DR, 1, SIMI VALLEY, CA 93065-8552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 28, 2021 | Grant Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on File |
| Deed Sale | Dec 28, 2021 · Amount on File |
| Prior Sale | May 8, 2019 · Amount on File |
| Deed Document Number | 20211991066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 1969 COTTAGE DR UNIT 1, 1, SIMI VALLEY, CA 93065-8552 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1969 COTTAGE DR, SIMI VALLEY, CA 93065-8584 |
| Document Number | 0000086255 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 20210428-00086255 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Dec 28, 2021 |
| Property Address | 1969 COTTAGE DR UNIT 1, 1, SIMI VALLEY, CA 93065-8552 |
| Document Number | 0001991066 |
| Map Reference | MB 165 PG 74-79 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021001991066 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ORANGE COAST TITLE FAIR OAKS, ORANGE COAST TITLE OF SOCAL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1969 COTTAGE DR UNIT 1, 1, SIMI VALLEY, CA 93065-8552 |
| Document Number | 0001991067 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021001991067 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 1969 COTTAGE DR UNIT 1, 1, SIMI VALLEY, CA 93065-8552 |
| Document Number | 0000059162 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1969 COTTAGE DR #4 SIMI VALLEY CA 930658552, 4, SIMI VALLEY, CA 93065-8552 |
| Document Number | 0000059162 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 59162 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2050 |
The 2025 property tax bill for 1969 Cottage Dr, Unit 1 was $8,949, up 1.4% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Simi Valley City |
| Unified School District | Simi Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $779,350 (+2%) Land $506,579 Building $272,771 | |
| 2025 | $8,949.00 (+1.43%) | $764,069 Land $496,646 Building $267,423 |
| 2024 | $8,823.00 (+6.28%) | |
| 2023 | $8,302.00 (-0.06%) | $734,400 Land $477,360 Building $257,040 |
| 2022 | $8,307.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1969 Cottage Dr, Unit 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 20 condo units |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1969 Cottage Dr, Unit 1 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023 |
|---|---|
| Water Source | Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rocket Broadband Fixed Wireless | 450 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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