19686 NW 286th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 19686 NW 286th St, Okeechobee, FL 34972

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,013 sqft · built 2003
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (May 2025)
Tax Bill$1,399 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Mar 2025 Sale
Flood ZoneZone X (minimal risk)
APN1-21-34-33-0A00-00003-J000

Property Details

APN / Parcel Number

Primary APN1-21-34-33-0A00-00003-J000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,013 sqft Heated Area
Gross Area2,426 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialAluminum/Vinyl
Roof MaterialMetal
Lot Area54,450 sqft (1.25 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address19686 NW 286TH ST
CityOKEECHOBEE
StateFL
Zip34972-4906
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT J OF TRACT 3 WEST 1/2 OF THE EAST 1/2 OF THE NORTH 1/2 OF THE SOUTH 1/2 OF TRACT 3, SECTION 21 AS TO THE SOUTHERN COLONIZ
Legal Range33E
Legal Township34S
Legal Section21
Legal Tract3
Legal Lot NumberJ
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group2
Census Block2132
Census Tract910102

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19686 NW 286TH ST, OKEECHOBEE, FL 34972-4906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2025Warranty Deed, Transfer · FHA Mortgage
LEADERONE FINANCIAL CORPORATION
Mar 19, 2025Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleMar 19, 2025
Deed Document Number2025004718
Record UpdatedJun 8, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 2, 2025
Property Address19686 NW 286TH ST, OKEECHOBEE, FL 34972-4906
Document Number0000004718
Map ReferenceMB 4 PG 3
Instrument DateApr 30, 2025
Instrument2025004718
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyTRULY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address320 JACK DELAIGLE RD, WAYNESBORO, GA 30830-5010

Transferred To (Grantee/Buyer)

NameVerified Name
Address19686 NW 286TH ST, OKEECHOBEE, FL 34972-4906

Mortgage

Document Number0000004719
DateMay 2, 2025
Instrument2025004719
Lender
NameLEADERONE FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2055

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 19, 2025
Property Address19686 NW 286TH ST, OKEECHOBEE, FL 34972-4906
Document Number0000002847
Map ReferenceMB 4 PG 3-3
Instrument DateMar 15, 2025
Instrument2025002847
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 JACK DELAIGLE RD, WAYNESBORO, GA 30830-5010

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 JACK DELAIGLE RD, WAYNESBORO, GA 30830-5010

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,399.00 (+27.88%) Homeowner's exemption$127,030 (+156.05%)$201,477 (+5.05%) Land $18,375 Building $183,102
2023$1,094.00 (+13.13%) Homeowner's exemption$49,611 (+3%)$191,785 (+22.78%) Land $17,125 Building $174,660
2022$967.00 Homeowner's exemption$48,166$156,205 Land $14,000 Building $142,205

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims5 (2004–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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