Okeechobee County property record for 19686 NW 286th St, Okeechobee, FL 34972
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,013 sqft · built 2003 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (May 2025) |
| Tax Bill | $1,399 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Mar 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-21-34-33-0A00-00003-J000 |
| Primary APN | 1-21-34-33-0A00-00003-J000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,013 sqft Heated Area |
| Gross Area | 2,426 sqft |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 54,450 sqft (1.25 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 19686 NW 286TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-4906 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT J OF TRACT 3 WEST 1/2 OF THE EAST 1/2 OF THE NORTH 1/2 OF THE SOUTH 1/2 OF TRACT 3, SECTION 21 AS TO THE SOUTHERN COLONIZ |
| Legal Range | 33E |
| Legal Township | 34S |
| Legal Section | 21 |
| Legal Tract | 3 |
| Legal Lot Number | J |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2132 |
| Census Tract | 910102 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 19686 NW 286TH ST, OKEECHOBEE, FL 34972-4906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2025 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORPORATION |
| Mar 19, 2025 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on Record |
| Deed Sale | May 2, 2025 · Amount on Record |
| Prior Sale | Mar 19, 2025 |
| Deed Document Number | 2025004718 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | May 2, 2025 |
| Property Address | 19686 NW 286TH ST, OKEECHOBEE, FL 34972-4906 |
| Document Number | 0000004718 |
| Map Reference | MB 4 PG 3 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 2025004718 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | TRULY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 JACK DELAIGLE RD, WAYNESBORO, GA 30830-5010 |
| Name | Verified Name |
|---|---|
| Address | 19686 NW 286TH ST, OKEECHOBEE, FL 34972-4906 |
| Document Number | 0000004719 |
|---|---|
| Date | May 2, 2025 |
| Instrument | 2025004719 |
| Name | LEADERONE FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 19, 2025 |
| Property Address | 19686 NW 286TH ST, OKEECHOBEE, FL 34972-4906 |
| Document Number | 0000002847 |
| Map Reference | MB 4 PG 3-3 |
| Instrument Date | Mar 15, 2025 |
| Instrument | 2025002847 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 JACK DELAIGLE RD, WAYNESBORO, GA 30830-5010 |
| Name | Verified Name |
|---|---|
| Address | 320 JACK DELAIGLE RD, WAYNESBORO, GA 30830-5010 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,399.00 (+27.88%) Homeowner's exemption | $127,030 (+156.05%) | $201,477 (+5.05%) Land $18,375 Building $183,102 |
| 2023 | $1,094.00 (+13.13%) Homeowner's exemption | $49,611 (+3%) | $191,785 (+22.78%) Land $17,125 Building $174,660 |
| 2022 | $967.00 Homeowner's exemption | $48,166 | $156,205 Land $14,000 Building $142,205 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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