19686 Lawrence 1180, Aurora, MO 65605 Property Records

Lawrence County property record for 19686 Lawrence 1180, Aurora, MO 65605

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,494 sqft · built 1985
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,058 (Apr 2026)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Jan 2008 Mortgage Jan 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`191001000000030000`

Property Details

APN / Parcel Number

Primary APN	`191001000000030000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	19686 LAWRENCE 1180
City	AURORA
State	MO
Zip	65605-8235
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N1/2 S1/2 NW SW
Legal Range	26
Legal Township	26
Legal Section	01
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3001
Census Tract	470601

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STERLING BANK
Jan 24, 2013	Deed of Trust, Mortgage FCS FINANCIAL FLCA
Jun 18, 2012	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 15, 2025	Warranty Deed, Transfer
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage OLD MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Jun 23, 2022 · Amount on Record
Deed Document Number	20261772
Deed Book / Page	2026 / 1772
Record Updated	Sep 20, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000254/923
Date	Jan 29, 2008
Book Page	254/923
Instrument	00778

Lender

Name	AMERICAN STERLING BANK
Type	Bank
Address	8500

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2023

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00449/0394
Date	Jan 24, 2013
Book Page	449/0394
Instrument	2013-00000415

Lender

Name	FCS FINANCIAL FLCA
Type	Non-Lending Institution
Address	JEFFERSON CITY, MO 65101

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Feb 1, 2020

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00448/2666
Date	Jun 18, 2012
Book Page	448/2666
Instrument	2012-00003169

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2027

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 6, 2026
Property Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235
Document Number	0000001772
Book / Page	2026 / 1772
Instrument Date	Apr 3, 2026
Instrument	20261772
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235

Mortgage

Document Number	0000001773,
Date	Apr 6, 2026
Instrument	20261773

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 15, 2025
Property Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235
Document Number	02025/3223
Book / Page	2025 / 3223
Instrument Date	Jul 11, 2025
Instrument	2025003223
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jun 23, 2022
Property Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235
Document Number	00458/3621
Book / Page	458 / 3621
Instrument Date	Jun 16, 2022
Instrument	2022-00003645
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19686 LAWRENCE 1180, AURORA, MO 65605-8235
Investor	Possibly a Property Investor

Mortgage

Document Number	0004583622
Date	Jun 23, 2022
Instrument	458/3622

Lender

Name	OLD MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,480 (-) Land $2,820 Building $22,660
2025	$1,262.00 (+0.08%)	$25,480 (+14.16%) Land $2,820 Building $22,660	$127,754 (+4.07%)
2024	$1,261.00 (+14.53%)
2023	$1,101.00 (+6.89%)	$22,320 Land $2,820 Building $19,500	$122,754
2022	$1,030.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2021)
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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