19686 Bernal St, Castro Valley, CA 94546 Property Records

Alameda County property record for 19686 Bernal St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1961
Lot Size	0.129 acres (5,600 sqft)
Owner	Trust Name on File
Last Sale	$720,000 (Oct 2016)
Tax Bill	$10,729 (2025)
Deeds & Mortgages	Mar 2023 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84B-525-2-24`

Property Details

APN / Parcel Number

Primary APN	`84B-525-2-24`
Alternative APN	`084B-0525-002-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,600 sqft (0.129 acres)

Location & Zoning

Street Address	19686 BERNAL ST
City	CASTRO VALLEY
State	CA
Zip	94546-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00024 BLK: 0002 AR: 084B PAGE: 0525
Legal Subdivision	TRACT 1213
Legal Block	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4001
Census Tract	430600

Owner

19686 Bernal St is held in a trust since March 2023.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	4024 TERRA ALTA DR, SAN RAMON, CA 94582-4604
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Intrafamily Transfer, Transfer
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2016 · Amount on File
Deed Sale	Oct 11, 2016 · Amount on File
Prior Sale	Apr 11, 2016 · Amount on File
Deed Document Number	2016262955
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000031275
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 16, 2023
Property Address	19686 BERNAL ST, CASTRO VALLEY, CA 94546-3341
Document Number	0000031275
Map Reference	MB 33 PG 92
Instrument Date	Mar 10, 2023
Instrument	2023031275
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19686 BERNAL ST, CASTRO VALLEY, CA 94546-3341

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	19686 BERNAL ST, CASTRO VALLEY, CA 94546-3341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19686 BERNAL ST, CASTRO VALLEY, CA 94546-3341

Mortgage

Document Number	0000227675
Date	Sep 10, 2020
Instrument	2020227675

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 28, 2018
Property Address	19686 BERNAL ST, CASTRO VALLEY, CA 94546-3341
Document Number	0000168440
Instrument Date	Aug 13, 2018
Instrument	168440
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19686 BERNAL ST CASTRO VALLEY CA 945463341, CASTRO VALLEY, CA 94546-3341

Tax Assessment & Valuation

The 2025 property tax bill for 19686 Bernal St was $10,729, up 3.1% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$852,314 (+2%) Land $255,694 Building $596,620
2025	$10,729.00 (+3.05%)	$835,602 Land $250,680 Building $584,922
2024	$10,411.00 (+1.61%)
2023	$10,246.00 Homeowner's exemption	$803,160 Land $240,948 Building $562,212	$986,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19686 Bernal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19686 Bernal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Unwired, Verizon.

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