Saginaw County property record for 19685 Nelson Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,016 sqft · built 2000 |
| Lot Size | 39 acres (1,698,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Oct 1998) |
| Tax Bill | $4,876 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-11-1-25-2001-000 |
| Primary APN | 19-11-1-25-2001-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,698,840 sqft (39 acres) |
| Lot Dimensions | 1,287 ft deep x 1,320 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 19685 NELSON RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE1/4 NW1/4 - 40.18 ACRES SEC 25 T11N R1E |
| Legal Range | 01E |
| Legal Township | 11N |
| Legal Section | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | LAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 12300 |
19685 Nelson Rd is owned and occupied by two individuals who acquired it in October 2023.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19685 NELSON RD, SAINT CHARLES, MI 48655-9796 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 1998 · Amount on File |
| Deed Sale | Oct 30, 1998 · Amount on File |
| Deed Book / Page | 2092 / 1816 |
| Last Transfer Date | Oct 13, 2023 |
| Transfer Doc | 0000022824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 16, 2023 |
| Property Address | 19685 NELSON RD, SAINT CHARLES, MI 48655-9796 |
| Document Number | 0000022824 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023022824 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19685 NELSON RD, SAINT CHARLES, MI 48655-9796 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19685 NELSON RD, SAINT CHARLES, MI 48655-9796 |
The 2025 property tax bill for 19685 Nelson Rd was $4,876 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Lakefield Township |
| Unified School District | Merrill Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,900 | $423,800 | |
| 2025 | $4,876.00 Homeowner's exemption | ||
| 2023 | $123,600 (-12.65%) | $247,200 (-12.65%) | |
| 2022 | $4,301.00 (+7.82%) Homeowner's exemption | $141,500 | $283,000 |
| 2021 | $3,989.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19685 Nelson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19685 Nelson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
4G LTE only, no 5G reported
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