19685 Clear Night Dr, Bend, OR 97702 Property Records

Deschutes County property record for 19685 Clear Night Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,670 sqft · built 1997
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Jul 2022)
Tax Bill	$8,661 (2025)
Deeds & Mortgages	Jul 2022 Sale May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181207-CB-03300`

Property Details

APN / Parcel Number

Primary APN	`181207-CB-03300`
Alternative APNs	`R1087181207CB03300` `185971`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,670 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	1,693 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Roof Material	Tile
Lot Area	19,166 sqft (0.44 acres)
Garage Area	750 sqft
Deck Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	185971
Street Address	19685 CLEAR NIGHT DR
City	BEND
State	OR
Zip	97702-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MOUNTAIN GATE LOT 15
Legal Range	12
Legal Township	18
Legal Section	07
Legal Subdivision	MOUNTAIN GATE
Legal Lot Number	15
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1003
Census Tract	2102

Owner

Source: Deschutes County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19685 CLEAR NIGHT DR, BEND, OR 97702-3142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Dec 7, 2018	Warranty Deed, Transfer · Conventional Mortgage CORONA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	202227619
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 15, 2022
Property Address	19685 CLEAR NIGHT DR, BEND, OR 97702-3142
Document Number	0000027619
Instrument Date	Jul 7, 2022
Instrument	2022-27619
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19685 CLEAR NIGHT DR, BEND, OR 97702-3142

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19685 CLEAR NIGHT DR, BEND, OR 97702-3142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016031
Date	May 17, 2019
Instrument	2019-16031

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19685 CLEAR NIGHT DR, BEND, OR 97702-3142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054210
Date	Oct 14, 2020
Instrument	2020-54210

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 7, 2018
Property Address	19685 CLEAR NIGHT DR, BEND, OR 97702-3142
Document Number	0000048273
Instrument Date	Dec 4, 2018
Instrument	2018-48273
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19685 CLEAR NIGHT DR, BEND, OR 97702-3142

Mortgage

Document Number	0000048274
Date	Dec 7, 2018
Instrument	2018-48274

Lender

Name	CORONA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,661.00 (+3.94%)	$512,640 (+3%)	$1,109,180 (+0.77%) Land $450,240 Building $658,940
2024	$8,333.00 (+7.87%)	$497,710 (+3%)	$1,100,730 (-10.16%) Land $441,790 Building $658,940
2023	$7,725.00	$483,220	$1,225,260 Land $421,680 Building $803,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Webformix.

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