19681 FM 15, Troup, TX 75789 Property Records

Smith County property record for 19681 FM 15, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 2002
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,400 (Apr 2018)
Tax Bill	$1,957 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R128769`

Property Details

APN / Parcel Number

Primary APN	`R128769`
Alternative APN	`1-00000-0017-00-028100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Masonite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	60,113 sqft (1.38 acres)
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R128769
Street Address	19681 FM 15
City	TROUP
State	TX
Zip	75789-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0017 J M PROCELLATRACT 28J (1.426AC-.046AC R/W= 1.38AC NET)
Legal Subdivision	A0017 J M PROCELLA
Legal Tract	28J
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	1
Census Block	1041
Census Tract	2101

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19681 FM 15, TROUP, TX 75789-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2020	Deed of Trust, Mortgage PROVIDENT FNDG
Apr 30, 2018	Warranty Deed, Transfer CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	2018100016720
Prior Transfer Date	Apr 26, 2018
Prior Transfer Doc	0100016720
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	19681 FM 15, TROUP, TX 75789-4700
Document Number	0000031445
Instrument Date	Aug 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19681 FM 15 TROUP TX 757894700, TROUP, TX 75789-4700

Mortgage

Document Number	0000031445
Date	Aug 28, 2020
Instrument	31445

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Apr 30, 2018
Property Address	19681 FM 15, TROUP, TX 75789-4700
Document Number	0000016720
Instrument Date	Apr 26, 2018
Instrument	16720
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	TEXAS PIONEER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19681 FM 15 TROUP TX 757894700, TROUP, TX 75789-4700

Mortgage

Document Number	16721
Date	Apr 30, 2018
Instrument	16721

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,957.00 (+16.98%) Homeowner's exemption	$340,954 (+9.23%) Land $35,525 Building $305,429	$340,954 (+9.23%) Land $35,525 Building $305,429
2025	$1,673.00 (-4.62%) Homeowner's exemption	$312,134 (+27.95%) Land $28,885 Building $283,249	$312,134 (+27.95%) Land $28,885 Building $283,249
2024	$1,754.00 (+19%)
2023	$1,474.00 (-26.23%) Homeowner's exemption	$243,954 Land $17,402 Building $226,552	$243,954 Land $17,402 Building $226,552
2022	$1,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WRIGHT CITY WSC 2 serves 2,124 people · EPA ID TX2120099
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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