19680 Lakeshore Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 19680 Lakeshore Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,411 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2020)
Tax Bill	$7,964 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-220-077-00`

Property Details

APN / Parcel Number

Primary APN	`013-220-077-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,411 sqft Building Perimeter
1st Floor Area	1,147 sqft
Basement Area	883 sqft
Unfinished Basement	883 sqft

Exterior

Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	247 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	19680 LAKESHORE DR
City	THREE RIVERS
State	MI
Zip	49093-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 1/4 COR SEC 34 T5S R11W TH E 1470 FT TH N 333.6 FT TH N 31D W 216.5 FT TH N 59D E 33 FT ACROSS RD TO POB TH N 31D W 50
Legal Range	11W
Legal Township	05S
Legal Section	34
Legal Subdivision	SEEKELS
Legal Lot Number	121
Jurisdiction	ST JOSEPH MI
Township / Civil Division	PARK
Census Block Group	4
Census Block	4011
Census Tract	40900

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12422 ANAND BROOK DR, ORLAND PARK, IL 60467-1079
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 15, 2007	Quit Claim Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Dec 30, 2008 · Amount on File
Deed Document Number	20206037
Prior Transfer Date	Oct 17, 2008
Prior Transfer Doc	1511/0292
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 29, 2020
Property Address	19680 LAKESHORE DR, THREE RIVERS, MI 49093-9053
Document Number	2020006037
Instrument Date	Aug 31, 2020
Instrument	2020006037
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TITLE OFFI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 BEVERLY LN, 12, HAWTHORN WOODS, IL 60047-7626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 N CROSBY ST, CHICAGO, IL 60610-2404

Mortgage

Date	Sep 29, 2020

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

March 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 15, 2007
Property Address	19680 LAKESHORE DR, THREE RIVERS, MI 49093-9053
Document Number	01426/0590
Book / Page	1426 / 0590
Instrument Date	Feb 15, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE TRUST, CHICAGO TITLE STURGIS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 VANDERBILT DR, LAKE SUCCESS, NY 11020-1117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 S WOOD ST, CHICAGO, IL 60609-2043

Mortgage

Document Number	0014260592
Date	Mar 15, 2007
Instrument	1426/0592

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	12.5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Park Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,900 (+2.87%) Land $43,000 Building $175,900	$437,800 (+2.87%) Land $86,000 Building $351,800
2025	$7,964.00	$212,800 Land $43,000 Building $169,800	$425,600 Land $86,000 Building $339,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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