1968 Smith Ln, Cadiz, KY 42211 Property Records

Trigg County property record for 1968 Smith Ln, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$18,000 (Jun 2007)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Aug 2010 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`73-065.01`

Property Details

APN / Parcel Number

Primary APN	`73-065.01`
Alternative APN	`209949`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	1968 SMITH LN
City	CADIZ
State	KY
Zip	42211-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.0 ACRES
Jurisdiction	TRIGG KY
Township / Civil Division	CADIZ
Census Block Group	2
Census Block	2090
Census Tract	970202

Owner

Source: Trigg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1968 SMITH LN, CADIZ, KY 42211-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2010	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Jun 22, 2007	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2007 · Amount on Record
Deed Sale	Jun 22, 2007 · Amount on Record
Deed Book / Page	242 / 480
Record Updated	Jun 8, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	1968 SMITH LN, CADIZ, KY 42211-9736
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000281/391
Date	Aug 10, 2010
Book Page	281/391

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2040

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	1968 SMITH LN, CADIZ, KY 42211-9736
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M358/527
Date	Jun 1, 2018
Book Page	M358/527
Instrument	197139

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	1968 SMITH LN, CADIZ, KY 42211-9736
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M358/527
Date	Jun 1, 2018
Book Page	M358/527
Instrument	197139

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

June 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Jun 22, 2007
Property Address	1968 SMITH LN, CADIZ, KY 42211-9736
Document Number	000242/480
Book / Page	242 / 480
Instrument Date	Jun 19, 2007
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00 (+1.38%)	$284,000 (+10.94%)	$284,000 (+10.94%)
2023	$2,469.00	$256,000	$256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: energynet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Ln

Nearby Streets

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