1966 Windward Pt, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 1966 Windward Pt, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,145 sqft · built 1991
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on File
Last Sale	$980,000 (Mar 2026)
Tax Bill	$11,288 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`008-110-023-2`

Property Details

APN / Parcel Number

Primary APN	`008-110-023-2`
Alternative APN	`008-110-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,145 sqft Living Area
1st Floor Area	1,624 sqft
2nd Floor Area	1,521 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	7,320 sqft (0.168 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1966 WINDWARD PT
City	DISCOVERY BAY
State	CA
Zip	94505-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6988 L23
Legal Subdivision	6988 DISCOVERY BAY
Legal Tract	6988
Legal Lot Number	23
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	304004

Owner

1966 Windward Pt is owned and occupied by an individual who bought it in March 2026.

Source: Contra Costa County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1966 WINDWARD PT, DISCOVERY BAY, CA 94505-9510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 2, 2026	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Mar 17, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Deed Document Number	202620387
Prior Transfer Date	Apr 22, 2008
Prior Transfer Doc	0000097920
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2026
Property Address	1966 WINDWARD PT, DISCOVERY BAY, CA 94505-9510
Document Number	0000066338
Instrument Date	Jun 18, 2026
Instrument	202666338
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1966 WINDWARD PT, DISCOVERY BAY, CA 94505-9510

Mortgage

Document Number	0000066339,
Date	Jun 24, 2026
Instrument	202666339

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 2, 2026
Property Address	1966 WINDWARD PT, DISCOVERY BAY, CA 94505-9510
Document Number	0000020387
Map Reference	MB 317 PG 36
Instrument Date	Feb 25, 2026
Instrument	2026- 020387
Transaction Type	Construction Loan
Record Updated	Mar 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1966 WINDWARD PT, DISCOVERY BAY, CA 94505-9510

Mortgage

Document Number	0000020388
Date	Mar 2, 2026
Instrument	2026- 020388

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 17, 2017
Property Address	1966 WINDWARD PT, DISCOVERY BAY, CA 94505-9510
Document Number	0000047305
Instrument Date	Feb 9, 2017
Instrument	47305
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1966 WINDWARD PT DISCOVERY BAY CA 945059510, DISCOVERY BAY, CA 94505-9510

Tax Assessment & Valuation

The 2025 property tax bill for 1966 Windward Pt was $11,288.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$885,308 (+2%) Land $344,088 Building $541,220
2025	$11,288.00	$867,950 Land $337,342 Building $530,608
2023	$10,614.00 (+1.58%)	$834,248 Land $324,244 Building $510,004
2022	$10,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1966 Windward Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1966 Windward Pt is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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