Douglas County property record for 1966 Stephen Ct, Gardnerville, NV 89410
| Property Type | Single Family Home |
|---|---|
| Details | 2,027 sqft · built 1990 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $690,000 (Oct 2020) |
| Tax Bill | $3,073 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Oct 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1220-01-002-076 |
| Primary APN | 1220-01-002-076 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,027 sqft Living Area |
| Gross Area | 3,566 sqft |
| 1st Floor Area | 2,027 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Type | Attached |
| Garage Area | 1,539 sqft |
| Parking Spaces | 6 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 122001002009 |
|---|---|
| Street Address | 1966 STEPHEN CT |
| City | GARDNERVILLE |
| State | NV |
| Zip | 89410-7930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1B2A |
| Legal Range | 20E |
| Legal Township | 12N |
| Legal Section | 01 |
| Legal Subdivision | KEVIN AND SANDY SERGOTT |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 2300 |
Source: Douglas County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 305, MINDEN, NV 89423-0305 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2020 | Grant Deed, Transfer · Conventional Mortgage WELCOME HM FNDG LLC |
| Oct 16, 2020 | Quit Claim Deed, Transfer WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC |
| Jun 17, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 3, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on Record |
| Deed Sale | Oct 16, 2020 · Amount on Record |
| Prior Sale | Dec 3, 2018 · Amount on Record |
| Deed Document Number | 2020954627 |
| Prior Transfer Date | Oct 9, 2020 |
| Prior Transfer Doc | 0000054628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Oct 16, 2020 |
| Property Address | 1966 STEPHEN CT, GARDNERVILLE, NV 89410-7930 |
| Document Number | 0000954627 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 954627 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,691.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1966 STEHEN CT MINDEN NV 89423, MINDEN, NV 89423 |
| Document Number | 954629 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 954629 |
| Name | WELCOME HM FNDG LLC |
|---|---|
| Address | ALAMEDA, CA 94502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Oct 16, 2020 |
| Property Address | 1966 STEPHEN CT, GARDNERVILLE, NV 89410-7930 |
| Document Number | 0000954628 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 954628 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1966 STEPHEN CT MINDEN NV 89423, MINDEN, NV 89423 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 1966 STEPHEN CT, GARDNERVILLE, NV 89410-7930 |
| Document Number | 0000931377 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1966 STEPHEN CT GARDNERVILLE NV 894107930, GARDNERVILLE, NV 89410-7930 |
| Document Number | 0000931377 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 931377 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Dec 3, 2018 |
| Property Address | 1966 STEPHEN CT, GARDNERVILLE, NV 89410-7930 |
| Document Number | 0000923100 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 923100 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1966 STEPHEN CT GARDNERVILLE NV 894107930, GARDNERVILLE, NV 89410-7930 |
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,101 (+3.09%) Land $77,000 Building $81,101 | ||
| 2025 | $3,073.00 (+6.11%) | $153,367 (+5.99%) Land $70,000 Building $83,367 | $438,191 (+5.99%) Land $200,000 Building $238,191 |
| 2023 | $2,896.00 | $144,706 Land $64,750 Building $79,956 | $413,446 (+26.5%) Land $185,000 Building $228,446 |
| 2021 | $326,840 Land $120,000 Building $206,840 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 11 (1995–2014) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 83% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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