Kanabec County property record for 1966 Ridge Cir, Mora, MN 55051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,671 sqft · built 1997 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,900 (Dec 2017) |
| Tax Bill | $6,640 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2022 Mortgage + 3 more |
| APN | 02-05560-00 |
| Primary APN | 02-05560-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 2,671 sqft Adjusted Area |
| 1st Floor Area | 2,671 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 59,242 sqft (1.36 acres) |
| Lot Dimensions | 407 ft deep x 184 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Pole Building Garage |
| Garage Area | 1,440 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Account Number | 1259 |
|---|---|
| Street Address | 1966 RIDGE CIR |
| City | MORA |
| State | MN |
| Zip | 55051-7436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 2 & THAT PT LOT 6 BLK 2 LYING NWLY OF LINE A & SWLY OF LINE B, DESC: LINE A: FROM MOST WLY COR LOT 5 BLK 2 TO MOST |
| Legal Range | 24 |
| Legal Township | 39 |
| Legal Section | 34 |
| Legal Subdivision | SUNSET RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 3,5-6 |
| Jurisdiction | KANABEC MN |
| Township / Civil Division | ARTHUR |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 480400 |
Source: Kanabec County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1966 RIDGE CIR, MORA, MN 55051-7436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2020 | Deed of Trust, Mortgage · ARM SPIRE CU |
| Oct 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Dec 7, 2017 | Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC |
| Jan 3, 2017 | Deed, Transfer EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Jan 3, 2017 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2017 · Amount on Record |
| Deed Sale | Dec 7, 2017 · Amount on Record |
| Prior Sale | Jan 3, 2017 · Amount on Record |
| Deed Document Number | 2017261534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 1966 RIDGE CIR, MORA, MN 55051-7436 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000269598 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 269598 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 1966 RIDGE CIR, MORA, MN 55051-7436 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | EC TITLE SERVICES, CU TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000280171 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 280171 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 15, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Dec 7, 2017 |
| Property Address | 1966 RIDGE CIR, MORA, MN 55051-7436 |
| Document Number | 0000261534 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 261534 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.17 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1966 RIDGE CIR, MORA, MN 55051-7436 |
| Investor | Possibly a Property Investor |
| Document Number | 0000261535 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 261535 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Jan 3, 2017 |
| Property Address | 1966 RIDGE CIR, MORA, MN 55051-7436 |
| Document Number | 258468 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 258468 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Jan 3, 2017 |
| Property Address | 1966 RIDGE CIR, MORA, MN 55051-7436 |
| Document Number | 0000258468 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 258468 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000258469 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 258469 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Kanabec County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kanabec County |
| County Subdivision | Arthur Township |
| Unified School District | Mora Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,640.00 (-11.89%) Senior Citizen's exemption | $567,800 (-2.89%) Land $195,200 Building $372,600 | $567,800 (-2.89%) Land $195,200 Building $372,600 |
| 2023 | $7,536.00 | $584,700 Land $183,900 Building $400,800 | $584,700 Land $183,900 Building $400,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 4 (2001–2016) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| ECE Fiber Fiber | 2,000 / 2,000 |
| GigFire Fixed Wireless | 150 / 130 |
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