Boone County property record for 1966 Orb Ct, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,291 sqft · built 2019 |
| Owner | Individual Name on Record |
| Last Sale | $379,978 (Jul 2019) |
| Tax Bill | $4,638 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064.29-07-047.00 |
| Primary APN | 064.29-07-047.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,291 sqft Finished Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 1966 ORB CT |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-7823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 SEC 29 BLK C TRIPLE CROWN COUNTRY CLUB |
| Legal Subdivision | TRIPLE CROWN COUNTRY CLUB |
| Legal Block | C |
| Legal Lot Number | 47 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70605 |
Source: Boone County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1966 ORB CT, UNION, KY 41091-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage GUARDIAN SAVINGS BANK |
| Feb 28, 2024 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Jul 24, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY COMMUNITY BANK |
| Jan 23, 2019 | Deed, Construction Loan |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | Jan 23, 2019 · Amount on Record |
| Deed Document Number | 779352 |
| Deed Book / Page | D1129 / 905 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 1966 ORB CT, UNION, KY 41091-7823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0M4433/611 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | M4433/611 |
| Instrument | 830080 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 1966 ORB CT, UNION, KY 41091-7823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1966 ORB CT, UNION, KY 41091-7823 |
| Document Number | 0M4729/182 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | M4729/182 |
| Instrument | 1009563 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 10.1% |
| Index | 1-Year CMT |
| Max Rate | 14.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jul 24, 2019 |
| Property Address | 1966 ORB CT, UNION, KY 41091-7823 |
| Document Number | 0D1129/905 |
| Book / Page | D1129 / 905 |
| Map Reference | CAB 6 SL 65 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 779352 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD, ERLANGER, KY 41018-1011 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1966 ORB CT, UNION, KY 41091-7823 |
| Document Number | 0000779353 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 779353 |
| Name | VICTORY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jan 23, 2019 |
| Property Address | 1966 ORB CT, UNION, KY 41091-7823 |
| Document Number | 0D1121/078 |
| Book / Page | D1121 / 078 |
| Map Reference | CAB 6 PG 65 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 767651 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 100, 100, ERLANGER, KY 41018-1025 |
| Investor | Possibly a Property Investor |
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,638.00 (+5.43%) | $408,400 (+7.47%) Land $75,000 Building $333,400 | |
| 2024 | $408,400 (+7.47%) Land $75,000 Building $333,400 | ||
| 2023 | $4,399.00 (+3.12%) | $380,000 (-) Land $55,700 Building $324,300 | $380,000 (-) Land $55,700 Building $324,300 |
| 2022 | $4,266.00 | $380,000 Land $55,700 Building $324,300 | $380,000 Land $55,700 Building $324,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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