19656 105th Dr, O Brien, FL 32071 Property Records

Suwannee County property record for 19656 105th Dr, O Brien, FL 32071

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,260 sqft · built 2005
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Last Sale$269,000 (Aug 2022)
Tax Bill$1,533 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-04S-13E-09071-050040

Property Details

APN / Parcel Number

Primary APN36-04S-13E-09071-050040
Alternative APN
  • 09071050040

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area174,240 sqft (4 acres)
Garage Area576 sqft
PorchFinished/Screened Porch
Patio Area624 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number09071050040
Street Address19656 105TH DR
CityO BRIEN
StateFL
Zip32071-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 4 BLK E SETTLERS RIDGE SUB ORB 2382 P 243-45 WD YR 2023
Legal Range13E
Legal Township04S
Legal Section36
Legal SubdivisionBLK E SETTLERS RIDGE SUB
Legal BlockE
Legal Lot Number4
Legal Unit4
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group3
Census Block3061
Census Tract970501

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19656 105TH DR, O BRIEN, FL 32071-2310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Prior SaleFeb 1, 2008 · Amount on Record
Deed Document Number2022256755
Deed Book / Page2382 / 243
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateAug 23, 2022
Property Address19656 105TH DR, O BRIEN, FL 32071-2310
Document Number0000256755
Book / Page2382 / 243
Map ReferenceMB 1 PG 283-285
Instrument DateAug 19, 2022
Instrument2022256755
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyABSTRACT TRUST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,883.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2300 7TH ST, SAINT CLOUD, FL 34769-3115

Mortgage

Document Number0000000246
DateAug 23, 2022
Instrument2382/246
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124,544 (+5.99%)$217,208 (+13.97%) Land $43,600 Building $173,608
2024$1,533.00 (+2.89%)
2023$1,490.00 (+39.12%) Homeowner's exemption$117,509 (+31.52%)$190,576 (+60.43%) Land $26,700 Building $163,876
2022$1,071.00 Homeowner's exemption$89,345$118,789 Land $25,200 Building $93,589

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 105th Dr

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