19651 Spring Oak Dr, Eustis, FL 32736 Property Records

Lake County property record for 19651 Spring Oak Dr, Eustis, FL 32736 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	2,095 sqft Living Area
Lot Size	12,777 sqft (0.293 acres)
Occupancy	Owner Occupied
Last Sale	$173,000 (2012)
Tax Bill	$3,688.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-19-27-0315-000-19700`
Alternative APNs	`271908031500019700` `3737741`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,095 sqft Living Area
Gross Area	2,557 sqft Gross Area
1st Floor	1,818 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	12,777 sqft (0.293 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Pool Area	324 sqft Pool
Deck Area	Deck Area
Porch Area	377 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3737741
Street Address	19651 SPRING OAK DR
City	EUSTIS
State	FL
Zip	32736-7275
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EUSTIS PARK PLACE ON LAKE JOANNA SUB THIRD ADDITION LOT 197 PB 37 PGS 65-66 ORB 4132 PG 1680
Legal Range	27E
Legal Township	19S
Legal Section	8
Legal Subdivision	EUSTIS PARK PLACE ON LAKE JOANNA SUB THI
Legal Tract	0315
Legal Block	3
Legal Lot Number	197
Jurisdiction	LAKE FL
Minor Civil Division	EUSTIS
Census Blockgroup	3
Census Block	3000
Census Tract	30203

Owner

Source: Lake County records · APN 08-19-27-0315-000-19700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19651 SPRING OAK DR, EUSTIS, FL 32736-7275
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2012 · Amount on Record
Deed Sale	Mar 06, 2012 · Amount on Record
Prior Sale	Aug 18, 2004 · Amount on Record
Deed Doc Number	201223250
Deed Book / Page	4132 / 1680
Prior Transfer Date	Oct 31, 2011
Prior Transfer Doc	0041321679
Record Refreshed	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	19651 SPRING OAK DR, EUSTIS, FL 32736-7275
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19651 SPRING OAK DR, EUSTIS, FL 32736-7275

Mortgage

Document Number	0062050561
Date	Sep 06, 2023
Book Page	6205/561
Instrument	2023108379

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	921 Months
Due	Jun 20, 2100

Interest

Rate Type	Adjustable Rate
Rate	8.02%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	52-Week T-Bill (1-Year)
Max Rate	13%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,460 (+2.9%)	$364,646 (-0.02%) Land $116,000 Building $248,646
2025		$231,740 (+5.99%) Land $116,000 Building $115,740	$364,709 (+2.48%) Land $116,000 Building $248,709
2024	$3,688.00 (+4.54%)
2023	$3,528.00 (+1.64%) Homeowner's exemption	$218,650 (+3%)	$355,892 (+16.66%) Land $116,000 Building $239,892
2022	$3,471.00 Homeowner's exemption	$212,290	$305,079 Land $65,250 Building $239,829

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.