19650 Beerbower Rd, Defiance, OH 43512 Property Records

Defiance County property record for 19650 Beerbower Rd, Defiance, OH 43512

Property Summary

Property Type	Rural Home
Details	6 bd · 3 ba · 2,793 sqft · built 2017
Lot Size	10.4 acres (453,852 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Sep 2023)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`K140018000503`

Property Details

APN / Parcel Number

Primary APN	`K140018000503`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,793 sqft Living Area
Gross Area	6,567 sqft
1st Floor Area	2,793 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	453,852 sqft (10.4 acres)
Garage Type	Attached - Unfinished
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Canopy	560 sqft
Silo	200 sqft
Pole Barn	2,016 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19650 BEERBOWER RD
City	DEFIANCE
State	OH
Zip	43512-9790
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION 18 PT OF N 1/2 OF NE 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	TIFFIN
Census Block Group	1
Census Block	1020
Census Tract	958200

Owner

19650 Beerbower Rd, a rural home, is owned and occupied by two individuals who bought it in September 2023.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Jul 27, 2022	Deed of Trust, Mortgage MIDWEST COMMUNITY FCU
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Aug 7, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Feb 5, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	May 26, 2015 · Amount on File
Deed Document Number	20233305
Deed Book / Page	459 / 1741
Prior Transfer Date	May 22, 2015
Prior Transfer Doc	387/2468
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Sep 19, 2023
Property Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790
Document Number	00459/1741
Book / Page	459 / 1741
Instrument Date	Sep 18, 2023
Instrument	202300003305
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790

Mortgage

Document Number	202300003306
Date	Sep 19, 2023
Instrument	202300003306

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00451/2971
Date	Sep 23, 2022
Book Page	451/2971
Instrument	202200004352

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Sep 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00450/1998
Date	Jul 27, 2022
Book Page	450/1998
Instrument	202200003498

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790

Mortgage

Document Number	00445/2542
Date	Jan 25, 2022
Book Page	445/2542
Instrument	202200000340

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	413/0318
Date	Jun 26, 2018
Book Page	413/0318
Instrument	201800002755

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	405/2589
Date	Aug 7, 2017
Book Page	405/2589
Instrument	201700003308

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	19650 BEERBOWER RD, DEFIANCE, OH 43512-9790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	425/1882
Date	Feb 5, 2020
Book Page	425/1882
Instrument	202000000526

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 19650 Beerbower Rd was $4,597.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Tiffin Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,597.00	$133,450 (-) Land $17,800 Building $115,650
2024	$4,597.00 (-1.39%)	$133,450 (-) Land $17,800 Building $115,650	$381,290 (+%) Land $50,850 Building $330,440
2023	$4,662.00 (-2.08%)	$133,450 (+16.71%) Land $17,800 Building $115,650	$381,285 Land $50,857 Building $330,428
2022	$4,761.00	$114,340 Land $15,170 Building $99,170
2020			$326,670 Land $43,340 Building $283,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19650 Beerbower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19650 Beerbower Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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