1965 Poole Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 1965 Poole Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,190 sqft · built 1950
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$95,500 (Oct 2017)
Tax Bill	$1,137 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`640 082`

Property Details

APN / Parcel Number

Primary APN	`640 082`
Alternative APN	`6345191`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Detached
Garage Area	1,000 sqft
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1965 POOLE RD
City	SALISBURY
State	NC
Zip	28146-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.73AC CALC LOT A
Legal Subdivision	JUDY AND FRANK VESTAL
Legal Lot Number	A
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1020
Census Tract	50903

Owner

1965 Poole Rd is owned and occupied by an individual who bought it in October 2017.

Source: Rowan County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1965 POOLE RD, SALISBURY, NC 28146-7535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Jan 1, 2011
Deed Book / Page	1299 / 157
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Oct 9, 2026
Property Address	1965 POOLE RD, SALISBURY, NC 28146-7535
Document Number	1492000349
Book / Page	1492 / 349
Instrument Date	Sep 24, 2026
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 POOLE RD, SALISBURY, NC 28146-7535

Mortgage

Document Number	1492000349,
Date	Oct 9, 2026
Book Page	1492/349

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	253 Months
Due	Nov 1, 2047

Interest

Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 31, 2017
Property Address	1965 POOLE RD, SALISBURY, NC 28146-7535
Document Number	0012990157
Book / Page	001299 / 000157
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 POOLE RD SALISBURY NC 281467535, SALISBURY, NC 28146-7535

Mortgage

Document Number	12990158
Date	Oct 31, 2017
Book Page	001299/000158

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1965 Poole Rd was $1,137.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,137.00	$172,407 Land $31,427 Building $140,980	$172,407 Land $31,427 Building $140,980
2023	$1,137.00	$172,407 Land $31,427 Building $140,980	$172,407 Land $31,427 Building $140,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1965 Poole Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1965 Poole Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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