1965 Old Mill Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1965 Old Mill Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,550 sqft · built 1954
Lot Size	4.73 acres (206,039 sqft)
Owner	Individual Name on Record
Tax Bill	$66,034 (2026)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060E2-00-0K-00500`

Property Details

APN / Parcel Number

Primary APN	`060E2-00-0K-00500`
Alternative APN	`22298`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,550 sqft Finished Area
Basement Area	3,570 sqft
Finished Basement	2,270 sqft
Unfinished Basement	1,300 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Slate
Lot Area	206,039 sqft (4.73 acres)
Driveway	Paver Driveway

Exterior Amenities

Pool Area	1,705 sqft
Porch	Slab
Porch Area	727 sqft
Patio Area	190 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	1965 OLD MILL RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	FARMINGTON K 5 & 6
Legal Subdivision	FARMINGTON
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1008
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1965 OLD MILL RD, CHARLOTTESVILLE, VA 22901-5008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1965 OLD MILL RD, CHARLOTTESVILLE, VA 22901-5008
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001581
Date	Feb 7, 2022
Instrument	202200001581

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$66,034.00 (+9.39%)	$7,386,300 (+9.39%) Land $1,775,800 Building $5,610,500	$7,386,300 (+9.39%) Land $1,775,800 Building $5,610,500
2025	$60,364.00 (+19.94%)	$6,752,200 (+14.58%) Land $1,680,400 Building $5,071,800	$6,752,200 (+14.58%) Land $1,680,400 Building $5,071,800
2023	$50,327.00	$5,893,100 Land $1,404,800 Building $4,488,300	$5,893,100 Land $1,404,800 Building $4,488,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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