1965 Lorain Dr, Lima, OH 45805 Property Records

Allen County property record for 1965 Lorain Dr, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,931 sqft · built 1965
Lot Size	0.945 acres (41,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Aug 2012)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0804-02-011.000`

Property Details

APN / Parcel Number

Primary APN	`46-0804-02-011.000`
Alternative APN	`L3546080402011000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,931 sqft Living Area
Gross Area	2,623 sqft
1st Floor Area	1,931 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	41,164 sqft (0.945 acres)
Lot Dimensions	248 ft deep x 166 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Indoor Pool
Porch	Stoop
Porch Area	46 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1965 LORAIN DR
City	LIMA
State	OH
Zip	45805-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F H BUNKES SUBDIVISION LOT T 11 S END JOINT TEN RTS 06-04-08 FF 166.14
Legal Subdivision	F H BUNKES SUBDIVISION
Legal Lot Number	11
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2017
Census Tract	12100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1965 LORAIN DR, LIMA, OH 45805-4514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2012 · Amount on Record
Deed Sale	Aug 1, 2012 · Amount on Record
Prior Sale	Nov 26, 2008 · Amount on Record
Deed Document Number	201210118
Deed Book / Page	2012 / 10118
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1965 LORAIN DR, LIMA, OH 45805-4514
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8170007111
Date	Aug 17, 2023
Book Page	2023/7111
Instrument	202308170007111

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1965 LORAIN DR, LIMA, OH 45805-4514
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9010012273
Date	Sep 1, 2021
Book Page	2021/12273
Instrument	202109010012273

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (+4.18%)	$59,790 (-) Land $19,640 Building $40,150	$170,800 (-) Land $56,100 Building $114,700
2024	$2,944.00 (-8.83%) Homeowner's exemption	$59,790 (+15.96%) Land $19,640 Building $40,150	$170,800 (+15.95%) Land $56,100 Building $114,700
2023	$3,229.00 (+0.84%) Homeowner's exemption	$51,560 (-9.19%) Land $16,940 Building $34,620
2022	$3,202.00 Homeowner's exemption	$56,780 Land $15,230 Building $41,550
2021			$147,300 Land $48,400 Building $98,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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