1965 Lambeth Way, San Ramon, CA 94582 Property Records

Contra Costa County property record for 1965 Lambeth Way, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,129 sqft · built 2007
Lot Size	0.073 acres (3,173 sqft)
Owner	2 Trust Names on File
Last Sale	$1,020,000 (Jun 2017)
Tax Bill	$17,562 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`223-580-081-6`

Property Details

APN / Parcel Number

Primary APN	`223-580-081-6`
Alternative APN	`223-580-081`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,129 sqft Living Area
1st Floor Area	956 sqft
2nd Floor Area	1,173 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	3,173 sqft (0.073 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1965 LAMBETH WAY
City	SAN RAMON
State	CA
Zip	94582-5292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8925 L430
Legal Subdivision	SUBDIVISION 8925
Legal Tract	8925
Legal Lot Number	430
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1003
Census Tract	355124

Owner

1965 Lambeth Way is owner-occupied and held in a trust since December 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1965 LAMBETH WAY, SAN RAMON, CA 94582-5292
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Dec 16, 2025	Intrafamily Transfer, Transfer
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 11, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jun 13, 2017	Grant Deed, Transfer · ARM DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Prior Sale	Dec 14, 2007 · Amount on File
Deed Document Number	2017104695
Last Transfer Date	Dec 12, 2025
Transfer Doc	0000139863
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1965 LAMBETH WAY, SAN RAMON, CA 94582-5292
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 LAMBETH WAY, SAN RAMON, CA 94582-5292

Mortgage

Document Number	0000315749
Date	Nov 15, 2021
Instrument	2021-315749

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 16, 2025
Property Address	1965 LAMBETH WAY, SAN RAMON, CA 94582-5292
Document Number	0000139863
Map Reference	MB 484 PG 1
Instrument Date	Dec 12, 2025
Instrument	2025- 139863
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 LAMBETH WAY, SAN RAMON, CA 94582-5292

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1965 LAMBETH WAY, SAN RAMON, CA 94582-5292
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101024
Date	May 28, 2020
Instrument	2020-101024

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1965 LAMBETH WAY, SAN RAMON, CA 94582-5292
Document Number	0000037892
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1965 LAMBETH WAY SAN RAMON CA 945825292, SAN RAMON, CA 94582-5292

Mortgage

Document Number	0000037892
Date	Mar 20, 2019
Instrument	37892

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 13, 2017
Property Address	1965 LAMBETH WAY, SAN RAMON, CA 94582-5292
Document Number	0000104695
Map Reference	MAP484 PG1
Instrument Date	Jun 9, 2017
Instrument	2017-104695
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1965 LAMBETH WAY, SAN RAMON, CA 94582-5292

Mortgage

Document Number	0000104696
Date	Jun 13, 2017
Instrument	2017-104696

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Mortgage

Document Number	0000104697
Date	Jun 13, 2017
Instrument	2017-104697

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1965 Lambeth Way was $17,562.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,207,467 (+2%) Land $836,350 Building $371,117
2025	$17,562.00 Homeowner's exemption	$1,183,792 Land $819,951 Building $363,841
2023	$17,301.00 (+1.85%) Homeowner's exemption	$1,137,825 Land $788,112 Building $349,713
2022	$16,986.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1965 Lambeth Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1965 Lambeth Way is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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