1965 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1965 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,866 sqft · built 1941
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Oct 2020)
Tax Bill	$4,569 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-006-101-016`

Property Details

APN / Parcel Number

Primary APN	`10-00-006-101-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	1,076 sqft
Upper Floors Area	861 sqft
Basement Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	276 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1965 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAME CORR 1/27/04
Legal Subdivision	CARLISLE SEC 06
Legal Block	101
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1021
Census Tract	71300

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1965 GRAFTON RD, ELYRIA, OH 44035-8354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	2020786472
Prior Transfer Date	Jun 30, 2015
Prior Transfer Doc	20150550765
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 30, 2020
Property Address	1965 GRAFTON RD, ELYRIA, OH 44035-8354
Document Number	0000786472
Instrument Date	Oct 29, 2020
Instrument	786472
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1965 GRAFTON RD ELYRIA OH 440358354, ELYRIA, OH 44035-8354

Mortgage

Document Number	786473
Date	Oct 30, 2020
Instrument	786473

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	PITTSBURGH, PA 15238

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,569.00 (-3.12%)	$95,630 (+0.01%) Land $16,630 Building $79,000	$273,210 (-) Land $47,500 Building $225,710
2024	$4,716.00 (+34.21%)	$95,624 (+48.76%) Land $16,625 Building $78,999	$273,210 (+48.76%) Land $47,500 Building $225,710
2023	$3,514.00 (+8.36%)	$64,282 (+%) Land $16,041 Building $48,241	$183,660 (-) Land $45,830 Building $137,830
2022	$3,243.00	$64,280 Land $16,040 Building $48,240
2021			$183,660 Land $45,830 Building $137,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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