Chesapeake City property record for 1965 Cedar Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,986 sqft · built 2016 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,900 (Jun 2016) |
| Tax Bill | $4,602 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jun 2023 Refinance + 1 more |
| APN | 0460000000852 |
| Primary APN | 0460000000852 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,986 sqft Living Area |
| 1st Floor Area | 866 sqft |
| Upper Floors Area | 866 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 482 ft deep x 196 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 106 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1965 CEDAR RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-6689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15: RESID |
| Legal Description | PAR A MINOR SUB S B CURLES PROP 1.00 AC |
| Legal Subdivision | CEDAR ROAD ONE, TWO / MILLVILLE RD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21306 |
1965 Cedar Rd is owned and occupied by two individuals who bought it in June 2016.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1965 CEDAR RD, CHESAPEAKE, VA 23323-6689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CHURCHILL MORTGAGE CORPORATION |
| Jun 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC |
| Aug 9, 2006 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2016 · Amount on File |
| Deed Sale | Jun 7, 2016 · Amount on File |
| Prior Sale | Oct 21, 2015 · Amount on File |
| Deed Document Number | 201614803 |
| Deed Book / Page | 9654 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1965 CEDAR RD, CHESAPEAKE, VA 23323-6689 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10305/1901 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 10305/1901 |
| Instrument | 210005479 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1965 CEDAR RD, CHESAPEAKE, VA 23323-6689 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10669/1685 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 10669/1685 |
| Instrument | 230012215 |
| Name | PLANET HOME LENDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1965 CEDAR RD, CHESAPEAKE, VA 23323-6689 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006681/267 |
|---|---|
| Date | Aug 9, 2006 |
| Book Page | 6681/267 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
The 2025 property tax bill for 1965 Cedar Rd was $4,602.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $483,000 (+6.01%) Land $195,000 Building $288,000 | $483,000 (+6.01%) Land $195,000 Building $288,000 | |
| 2025 | $4,602.00 | $455,600 Land $175,000 Building $280,600 | $455,600 Land $175,000 Building $280,600 |
| 2023 | $407,400 (+12.98%) Land $130,000 Building $277,400 | $407,400 (+12.98%) Land $130,000 Building $277,400 | |
| 2022 | $360,600 Land $115,000 Building $245,600 | $360,600 Land $115,000 Building $245,600 | |
| 2019 | $3,492.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1965 Cedar Rd; there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1965 Cedar Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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