1965 Bullfork Rd, Morehead, KY 40351 Property Records

Rowan County property record for 1965 Bullfork Rd, Morehead, KY 40351

Property Summary

Property Type	Rural Home
Details	1,744 sqft · built 1996
Lot Size	13 acres (566,280 sqft)
Owner	Individual Name on File
Tax Bill	$683 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`031-00 00 015.01`

Property Details

APN / Parcel Number

Primary APN	`031-00 00 015.01`
Alternative APNs	`10145` `9579` `9649`

Interior

Stories	2 Stories
Building Area	1,744 sqft Living Area

Exterior

Year Built	Built 1996
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	566,280 sqft (13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	10145
Street Address	1965 BULLFORK RD
City	MOREHEAD
State	KY
Zip	40351-9790
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HOUSE BLDG & LAND WEST SIDE OF BULLFORK
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3002
Census Tract	950201

Owner

Source: Rowan County records · APN 031-00 00 015.01

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 DEWITT CEMETERY RD, MOREHEAD, KY 40351-0347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000016112
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1965 BULLFORK RD, MOREHEAD, KY 40351-9790
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A396/738
Date	Jul 31, 2018
Book Page	A396/738
Instrument	410655

Lender

Name	FIRST FSLA OF MOREHEAD
Address	MOREHEAD, KY 40351

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$683.00 (-5.01%) Homeowner's exemption	$130,775 (-) Land $123,275 Building $7,500	$153,600 (-) Land $26,000 Building $127,600
2023	$719.00 Homeowner's exemption	$130,775 Land $123,275 Building $7,500	$153,600 Land $26,000 Building $127,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2015)
Most Recent Claim	May 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.