Ramsey County property record for 1965 3rd St E, Saint Paul, MN 55119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,153 sqft · built 1949 |
| Lot Size | 0.118 acres (5,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jul 2021) |
| Tax Bill | $4,186 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-29-22-24-0129 |
| Primary APN | 35-29-22-24-0129 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,153 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Game Room | Game Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Lot Area | 5,120 sqft (0.118 acres) |
| Lot Dimensions | 128 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 325110 |
|---|---|
| Street Address | 1965 3RD ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55119-4021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILD ROSE ADDITION EX S 1O FT FOR 3RD ST LOT 47 BLK 3 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 35 |
| Legal Subdivision | WILD ROSE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 47 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 34702 |
Source: Ramsey County records · APN 35-29-22-24-0129
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1965 3RD ST E, SAINT PAUL, MN 55119-4021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 07, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCE CO |
| May 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2021 · Amount on Record |
| Deed Sale | Jul 07, 2021 · Amount on Record |
| Deed Document Number | 20212705165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 07, 2021 |
| Property Address | 1965 3RD ST E, SAINT PAUL, MN 55119-4021 |
| Document Number | 0T02705165 |
| Instrument Date | Jun 18, 2021 |
| Instrument | T02705165 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $841.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1965 3RD ST E, SAINT PAUL, MN 55119-4021 |
| Document Number | 0T02705167 |
|---|---|
| Date | Jul 07, 2021 |
| Instrument | T02705167 |
| Name | CARDINAL FINANCE CO |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Number | 0T02705166 |
|---|---|
| Date | Jul 07, 2021 |
| Instrument | T02705166 |
| Name | CARDINAL FINANCE CO |
|---|---|
| Type | Lending Institution |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1965 3RD ST E, SAINT PAUL, MN 55119-4021 |
| Document Number | 0002667270 |
| Instrument Date | May 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1965 3RD ST E ST PAUL MN 551194021, ST PAUL, MN 55119-4021 |
| Document Number | 0002667270 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2667270 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,800 (-0.25%) Land $34,800 Building $246,000 | $280,800 (-0.25%) Land $34,800 Building $246,000 | |
| 2025 | $4,186.00 (-0.19%) | ||
| 2023 | $4,194.00 Homeowner's exemption | $281,500 Land $21,600 Building $259,900 | $281,500 Land $21,600 Building $259,900 |
Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 271 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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