19648 Tesoro Way, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19648 Tesoro Way, Estero, FL 33967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,615 sqft · built 2014
Lot Size0.206 acres (8,973 sqft)
OwnerIndividual Name on Record
Last Sale$293,369 (Jun 2014)
Tax Bill$4,323 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-46-25-E4-13000.2500

Property Details

APN / Parcel Number

Primary APN22-46-25-E4-13000.2500
Alternative APNs
  • 252246E4130002500
  • 10559288

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,615 sqft Living Area
Gross Area3,459 sqft
1st Floor Area1,828 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,973 sqft (0.206 acres)
Garage TypeAttached
Garage Area435 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchSlab
Porch Area409 sqft
Patio Area395 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10559288
Street Address19648 TESORO WAY
CityESTERO
StateFL
Zip33967-5682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionRESERVE AT ESTERO PHASE 3 DESC IN INST#2012000163754 LOT 250
Legal Range25E
Legal Township46S
Legal Section22
Legal SubdivisionESTERO
Legal Phase3
Legal TractE4
Legal Block1
Legal Lot Number250
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50207

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address19648 TESORO WAY, ESTERO, FL 33967-5682
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2014 · Amount on Record
Deed SaleJun 9, 2014 · Amount on Record
Deed Document Number2014120356
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address19648 TESORO WAY, ESTERO, FL 33967-5682
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address19648 TESORO WAY, ESTERO, FL 33967-5682

Mortgage

Document Number0000012612
DateJan 16, 2026
Instrument2026000012612
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address19648 TESORO WAY, ESTERO, FL 33967-5682
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address19648 TESORO WAY, ESTERO, FL 33967-5682

Mortgage

Document Number0000100341
DateMar 31, 2021
Instrument2021000100341
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,323.00 (+3.99%) Homeowner's exemption$342,492 (+5.99%)$465,518 (-9.24%) Land $100,938 Building $364,580
2023$4,157.00 (-1.82%) Homeowner's exemption$323,146 (+3%)$512,931 (+22.68%) Land $134,251 Building $378,680
2022$4,234.00 Homeowner's exemption$313,734$418,120 Land $95,685 Building $322,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 160 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies160 in force
Nearby Flood Claims19 (2017–2022)
Claims Outside the SFHA18 of 19
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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