19646 Alpine Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 19646 Alpine Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1984
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jan 2022)
Tax Bill	$599 (2026)
Deeds & Mortgages	Aug 2025 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`656501496372`

Property Details

APN / Parcel Number

Primary APN	`656501496372`
Alternative APNs	`1537252` `28946`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Porch	Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1537252
Street Address	19646 ALPINE RD
City	ALBEMARLE
State	NC
Zip	28001-7653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 19646 ALPINE RD LT3 656500022
Legal Subdivision	ALPINE ACRES
Jurisdiction	STANLY NC
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3039
Census Tract	931002

Owner

19646 Alpine Rd is owned and occupied by an individual who bought it in January 2022.

Source: Stanly County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	19646 ALPINE RD, ALBEMARLE, NC 28001-7653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
May 22, 2023	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	May 23, 2006 · Amount on File
Deed Document Number	2022442578
Deed Book / Page	1772 / 702
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	19646 ALPINE RD, ALBEMARLE, NC 28001-7653
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19646 ALPINE RD, ALBEMARLE, NC 28001-7653

Mortgage

Document Number	0000479966
Date	Aug 8, 2025
Book Page	1891/24
Instrument	479966

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	19646 ALPINE RD, ALBEMARLE, NC 28001-7653
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19646 ALPINE RD, ALBEMARLE, NC 28001-7653

Mortgage

Document Number	0000458161
Date	May 22, 2023
Book Page	1821/665
Instrument	458161

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jan 20, 2022
Property Address	19646 ALPINE RD, ALBEMARLE, NC 28001-7653
Document Number	0000442578
Book / Page	1772 / 702
Map Reference	MB 6 PG 139
Instrument Date	Jan 20, 2022
Instrument	442578
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19646 ALPINE RD, ALBEMARLE, NC 28001-7653

Mortgage

Document Number	0000442579
Date	Jan 20, 2022
Instrument	442579

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 19646 Alpine Rd was $599.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$599.00	$98,220 (-) Land $26,488 Building $71,732	$98,220 (-) Land $26,488 Building $71,732
2025	$599.00	$98,220 Land $26,488 Building $71,732	$98,220 Land $26,488 Building $71,732
2023	$462.00	$65,072 Land $17,337 Building $47,735	$65,072 Land $17,337 Building $47,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19646 Alpine Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19646 Alpine Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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