Montgomery County property record for 19645 Islander St, Olney, MD 20832
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,548 sqft · built 1973 |
| Lot Size | 0.255 acres (11,086 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Sep 2018) |
| Tax Bill | $7,200 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00760086 |
| Primary APN | 08-00760086 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Utility Area | 112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,086 sqft (0.255 acres) |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 312 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00760086 |
|---|---|
| Street Address | 19645 ISLANDER ST |
| City | OLNEY |
| State | MD |
| Zip | 20832-1020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | BROOKVILLE KNOLLS |
| Legal Subdivision | BROOKEVILLE KNOLLS |
| Legal Block | O |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 701304 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19645 ISLANDER ST, OLNEY, MD 20832-1020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 24, 2018 | Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on Record |
| Deed Sale | Sep 24, 2018 · Amount on Record |
| Prior Sale | Oct 15, 1997 · Amount on Record |
| Deed Book / Page | 56650 / 495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19645 ISLANDER ST, OLNEY, MD 20832-1020 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | PROPERTY T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0595500026 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 59550/26 |
| Name | CORNERSTONE FIRST FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19645 ISLANDER ST, OLNEY, MD 20832-1020 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0587100468 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 58710/468 |
| Name | CORNERSTONE FIRST FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19645 ISLANDER ST, OLNEY, MD 20832-1020 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 196 45 ISLANDER ST, OLNEY, MD 20832 |
| Document Number | 0621760146 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 62176/146 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 24, 2018 |
| Property Address | 19645 ISLANDER ST, OLNEY, MD 20832-1020 |
| Document Number | 0566500495 |
| Book / Page | 056650 / 000495 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | UNIVERSAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19645 ISLANDER ST OLNEY MD 208321020, OLNEY, MD 20832-1020 |
| Document Number | 566500503 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 056650/000503 |
| Name | NEXBANK SSB |
|---|---|
| Type | Federal Savings Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,067 (+5.88%) | $681,200 (+17.65%) Land $248,400 Building $432,800 | |
| 2025 | $7,200.00 (+42.38%) | $579,000 (+12.27%) Land $236,600 Building $342,400 | $579,000 (-) Land $236,600 Building $342,400 |
| 2023 | $515,733 | $579,000 Land $236,600 Building $342,400 | |
| 2022 | $5,057.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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