19645 Emerald Pl, Bend, OR 97702 Property Records

Deschutes County property record for 19645 Emerald Pl, Bend, OR 97702 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1985
Square Footage2,414 sqft Living Area
Lot Size20,038 sqft (0.46 acres)
OccupancyOwner Occupied
Last Sale$775,000 (2022)
Tax Bill$4,295.00 (2025)

Property Details

APN / Parcel Number

Primary APN181218-CC-03400
Alternative APNs
  • R1001181218CC03400
  • 121653

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,414 sqft Living Area
Gross Area2,898 sqft Gross Area
1st Floor2,414 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1985
Roof ConstructionHip Roof Construction
Lot Area20,038 sqft (0.46 acres)
Garage Area484 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Shed1 Shed
Shed Area144 sqft Shed
Deck Area588 sqft Deck

Utilities and HVAC

Heating SystemBaseboard Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number121653
Street Address19645 EMERALD PL
CityBEND
StateOR
Zip97702-9714
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOMESTEAD 3RD PHASE BLOCK 6 LOT PT.3
Legal Range12
Legal Township18
Legal Section18
Legal SubdivisionHOMESTEAD 3RD PHASE
Legal Block6
Legal Lot Number3
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup3
Census Block3008
Census Tract2101

Owner

Source: Deschutes County records · APN 181218-CC-03400

Assessment roll updated November 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address19645 EMERALD PL, BEND, OR 97702-9714
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2025Deed of Trust, Mortgage · Line of Credit
ONPOINT COMMUNITY CU
Aug 26, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Deed Doc Number202232642
Record RefreshedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address19645 EMERALD PL, BEND, OR 97702-9714
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address19645 EMERALD PL, BEND, OR 97702-9714

Mortgage

Document Number0000008159
DateApr 02, 2025
Instrument2025-08159
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 27, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 26, 2022
Property Address19645 EMERALD PL, BEND, OR 97702-9714
Document Number0000032642
Instrument DateAug 26, 2022
Instrument2022-32642
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address19645 EMERALD PL, BEND, OR 97702-9714

Mortgage

Document Number0000032643
DateAug 26, 2022
Instrument2022-32643
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,295.00 (+3.94%)$254,210 (+3%)$733,020 (+1.69%) Land $231,020 Building $502,000
2024$4,132.00 (+7.89%)$246,810 (+3%)$720,850 (-2.34%) Land $218,850 Building $502,000
2023$3,830.00$239,630$738,090 Land $225,120 Building $512,970

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