19641 Aspen Ridge Dr, Bend, OR 97702 Property Records

Deschutes County property record for 19641 Aspen Ridge Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,466 sqft · built 2006
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Jan 2022)
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181218-BB-15100`

Property Details

APN / Parcel Number

Primary APN	`181218-BB-15100`
Alternative APN	`249824`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,466 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	1,176 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Lot Area	3,920 sqft (0.09 acres)
Garage Area	506 sqft

Location & Zoning

Account Number	249824
Street Address	19641 ASPEN RIDGE DR
City	BEND
State	OR
Zip	97702-3366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ASPEN RIM LOT 89
Legal Range	12
Legal Township	18
Legal Section	18
Legal Subdivision	ASPEN RIM
Legal Lot Number	89
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1046
Census Tract	2103

Owner

19641 Aspen Ridge Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Deschutes County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19641 ASPEN RIDGE DR, BEND, OR 97702-3366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	20222935
Prior Transfer Date	Jan 18, 2013
Prior Transfer Doc	0000003259
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 21, 2022
Property Address	19641 ASPEN RIDGE DR, BEND, OR 97702-3366
Document Number	0000002935
Instrument Date	Jan 21, 2022
Instrument	2022-02935
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19641 ASPEN RIDGE DR, BEND, OR 97702-3366

Mortgage

Document Number	0000002936
Date	Jan 21, 2022
Instrument	2022-02936

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 2, 2019
Property Address	19641 ASPEN RIDGE DR, BEND, OR 97702-3366
Document Number	0000037524
Instrument Date	Sep 26, 2019
Instrument	37524
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19641 ASPEN RIDGE DR BEND OR 977023366, BEND, OR 97702-3366

Mortgage

Document Number	37525
Date	Oct 2, 2019
Instrument	37525

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19641 Aspen Ridge Dr was $5,283, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,283.00 (+3.93%)	$312,720 (+3%)	$792,910 (+0.83%) Land $177,510 Building $615,400
2024	$5,083.00 (+7.87%)	$303,620 (+3%)	$786,350 (+2.73%) Land $182,400 Building $603,950
2023	$4,712.00	$294,780	$765,480 Land $202,500 Building $562,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19641 Aspen Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19641 Aspen Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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