19640 Junipero Way, Saratoga, CA 95070 Property Records

Santa Clara County property record for 19640 Junipero Way, Saratoga, CA 95070

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,312 sqft · built 1968
Lot Size0.321 acres (14,000 sqft)
Owner2 Company Names on Record
Last Sale$3,775,000 (Jul 2024)
Tax Bill$44,048 (2025)
Deeds & MortgagesSep 2026 Mortgage
Apr 2026 Line of Credit
Flood ZoneZone X (moderate risk)
APN393-18-012

Property Details

APN / Parcel Number

Primary APN393-18-012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,312 sqft Living Area
1st Floor Area2,312 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCustom Design
Construction TypeWood
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage Area544 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address19640 JUNIPERO WAY
CitySARATOGA
StateCA
Zip95070-4432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR112
Legal DescriptionTRACT 2965 ARROYO DE SARATOGA BOOK 175 PAGE 54 PAGE 55 LOT 198
Legal SubdivisionARROYO DE SARATOGA
Legal Tract2965
Legal Lot Number198
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3013
Census Tract507500

Owner

Source: Santa Clara County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address19640 JUNIPERO WAY, SARATOGA, CA 95070-4432
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Apr 1, 2026Deed of Trust, Mortgage · Line of Credit
STAR ONE CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2024 · Amount on Record
Deed SaleJul 9, 2024 · Amount on Record
Deed Document Number202425660938
Prior Transfer DateJul 2, 2024
Prior Transfer Doc0025660937
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateSep 2, 2026
Property Address19640 JUNIPERO WAY, SARATOGA, CA 95070-4432
Document Number0026046414
Instrument DateAug 26, 2026
Instrument202626046414
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address19640 JUNIPERO WAY, SARATOGA, CA 95070-4432

Mortgage

Document Number0026046414,
DateSep 2, 2026
Instrument202626046414
Lender
NameBANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateApr 1, 2026
Property Address19640 JUNIPERO WAY, SARATOGA, CA 95070-4432
Document Number0025965486
Instrument DateMar 24, 2026
Instrument202625965486
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address19640 JUNIPERO WAY, SARATOGA, CA 95070-4432

Mortgage

Document Number0025965486,
DateApr 1, 2026
Instrument202625965486
Lender
NameSTAR ONE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 1, 2051
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySaratoga City
Secondary School DistrictLos Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School DistrictSaratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,029,370 (+6.74%) Land $3,465,450 Building $563,920
2025$44,048.00 (+1,565.33%)$3,775,000 (+2,565.57%) Land $3,397,500 Building $377,500
2024$2,645.00 (+6.22%)
2023$2,490.00 (+2.94%) Homeowner's exemption$141,621 Land $47,043 Building $94,578
2022$2,419.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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