1964 Schell Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 1964 Schell Dr, Rockford, IL 61109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1966
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Jul 2022)
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`240C229`

Property Details

APN / Parcel Number

Primary APN	`240C229`
Alternative APN	`1523480018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,208 sqft
Basement Area	1,208 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1964 SCHELL DR
City	ROCKFORD
State	IL
Zip	61109-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT OF JAMES COUNTRY HOMES 8TH ADDN PT SECS 23 + 24-43-1 LOT 072
Legal Subdivision	JAMES COUNTRY HOMES 8TH ADD
Legal Lot Number	072
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	5
Census Block	5063
Census Tract	3711

Owner

1964 Schell Dr is owned and occupied by an individual who bought it in July 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1964 SCHELL DR, ROCKFORD, IL 61109-4830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Jul 22, 2004 · Amount on File
Deed Document Number	202221008
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 6, 2022
Property Address	1964 SCHELL DR, ROCKFORD, IL 61109-4830
Document Number	0000021008
Map Reference	BK26 PG162
Instrument Date	Jun 28, 2022
Instrument	2221008
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 SCHELL DR, ROCKFORD, IL 61109-4830
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021009
Date	Jul 6, 2022
Instrument	2221009

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.63%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 24, 2017
Property Address	1964 SCHELL DR, ROCKFORD, IL 61109-4830
Document Number	0001025963
Instrument Date	Aug 23, 2017
Instrument	1025963
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1964 SCHELL DR ROCKFORD IL 611094830, ROCKFORD, IL 61109-4830

Tax Assessment & Valuation

The 2025 property tax bill for 1964 Schell Dr was $3,133 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,133.00	$48,404 Land $4,986 Building $43,418	$145,212 Land $14,958 Building $130,254
2022	Homeowner's exemption	$34,236 Land $3,527 Building $30,709	$102,708 Land $10,581 Building $92,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1964 Schell Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	52 (1978–2025)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1964 Schell Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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