San Luis Obispo County property record for 1964 Pine Ave, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,081 sqft · built 1975 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $635,000 (Dec 2020) |
| Tax Bill | $10,576 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Feb 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-166-006 |
| Primary APN | 074-166-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,081 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1964 PINE AVE |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CUESTA BY THE SEA BL 29 LT 13 |
| Legal Subdivision | CUESTA-BY-THE-SEA |
| Legal Block | 29 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10707 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1964 PINE AVE, LOS OSOS, CA 93402-2558 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Feb 10, 2021 | Intrafamily Transfer, Transfer |
| Dec 2, 2020 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Prior Sale | Jun 17, 2015 · Amount on Record |
| Deed Document Number | 202070955 |
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 0000010845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1964 PINE AVE, LOS OSOS, CA 93402-2558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000006783 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2020006783 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 10, 2021 |
| Property Address | 1964 PINE AVE, LOS OSOS, CA 93402-2558 |
| Document Number | 0000010845 |
| Map Reference | MB 3 PG 48 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021010845 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1964 PINE AVE, LOS OSOS, CA 93402-2558 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 2, 2020 |
| Property Address | 1964 PINE AVE, LOS OSOS, CA 93402-2558 |
| Document Number | 0000070955 |
| Map Reference | MB 3 PG 48 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 2020070955 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1964 PINE AVE, LOS OSOS, CA 93402-2558 |
| Document Number | 0000070956 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020070956 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1964 PINE AVE, LOS OSOS, CA 93402-2558 |
| Document Number | 0000030655 |
| Instrument Date | May 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1964 PINE AVE LOS OSOS CA 934022558, LOS OSOS, CA 93402-2558 |
| Document Number | 0000030655 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 30655 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1964 PINE AVE, LOS OSOS, CA 93402-2558 |
| Document Number | 0000024755 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1964 PINE AVE LOS OSOS CA 934022558, LOS OSOS, CA 93402-2558 |
| Document Number | 0000024755 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 24755 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 14, 2038 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $701,087 (+2%) Land $430,590 Building $270,497 | |
| 2025 | $10,576.00 (+8.08%) Homeowner's exemption | $687,342 (+4.04%) Land $422,148 Building $265,194 |
| 2023 | $9,785.00 (+4.76%) Homeowner's exemption | $660,654 Land $405,756 Building $254,898 |
| 2022 | $9,340.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - LOS OSOS private · serves 5,942 people · EPA ID CA4010017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures