Charleston County property record for 1964 Oak Tree Ln, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1994 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Jul 2022) |
| Tax Bill | $2,421 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 558-15-00-001 |
| Primary APN | 558-15-00-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 101 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 170 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1964 OAK TREE LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-9414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -SWEETGRASS DESCRIPTION -LOT 171-A SITE NAME -SWEETGRASS |
| Legal Subdivision | SWEETGRASS |
| Legal Lot Number | 171 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4619 |
1964 Oak Tree Ln is owned and occupied by two individuals who bought it in July 2022.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1964 OAK TREE LN, MOUNT PLEASANT, SC 29464-9414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage FIRST PALMETTO BANK |
| Jul 5, 2022 | Deed, Transfer · Conventional Mortgage SERVISFIRST BANK |
| Jul 28, 2021 | Deed, Transfer · Stand-Alone First Mortgage FIRST PALMETTO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on File |
| Deed Sale | Jul 5, 2022 · Amount on File |
| Prior Sale | Jul 28, 2021 · Amount on File |
| Deed Book / Page | 1121 / 508 |
| Prior Transfer Date | Feb 22, 2002 |
| Prior Transfer Doc | F398/0412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1964 OAK TREE LN, MOUNT PLEASANT, SC 29464-9414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1427 INLAND CREEK WAY, MT PLEASANT, SC 29464-3849 |
| Document Number | 0011260582 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 1126/582 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Amount | Amount on Record |
|---|---|
| Term | 47 Months |
| Due | Jun 22, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 5, 2022 |
| Property Address | 1964 OAK TREE LN, MOUNT PLEASANT, SC 29464-9414 |
| Document Number | 0011210508 |
| Book / Page | 1121 / 508 |
| Map Reference | MB EA PG 95 |
| Instrument Date | Jun 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,599.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1964 OAK TREE LN, MOUNT PLEASANT, SC 29464-9414 |
| Investor | Possibly a Property Investor |
| Document Number | 0001121509 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 1121/509 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 28, 2021 |
| Property Address | 1964 OAK TREE LN, MOUNT PLEASANT, SC 29464-9414 |
| Document Number | 0010170873 |
| Book / Page | 1017 / 873 |
| Map Reference | MB EA PG 95 |
| Instrument Date | Jun 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1964 OAK TREE LN, MOUNT PLEASANT, SC 29464-9414 |
| Document Number | 0001017874 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 1017/874 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jun 22, 2026 |
The 2025 property tax bill for 1964 Oak Tree Ln was $2,421, down 0.1% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,421.00 (-0.12%) | $620,800 (+2,423.58%) Land $198,600 Building $422,200 | $620,800 Land $198,600 Building $422,200 |
| 2024 | $2,424.00 | $24,600 | |
| 2022 | $5,818.00 | $16,600 | $415,000 Land $182,634 Building $232,366 |
| 2020 | $615,000 Land $245,365 Building $369,635 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1964 Oak Tree Ln in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 200 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 200 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1964 Oak Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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