1964 Laurel Stone Ln, Nesbit, MS 38651 Property Records

DeSoto County property record for 1964 Laurel Stone Ln, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,435 sqft · built 2003
Lot Size	0.766 acres (33,349 sqft)
Owner	Individual Name on Record
Last Sale	$400,100 (Jul 2022)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-8-27-07-0-00099-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-8-27-07-0-00099-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,435 sqft Adjusted Area
1st Floor Area	1,820 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	33,349 sqft (0.766 acres)
Lot Dimensions	203 ft deep x 135 ft wide

Location & Zoning

Street Address	1964 LAUREL STONE LN
City	NESBIT
State	MS
Zip	38651-8371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	BRIDGEMOORE S/D SEC C LOT 99
Legal Range	007
Legal Township	02S
Legal Section	27
Legal Subdivision	BRIDGEMOORE S/D
Legal Lot Number	99
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2013
Census Tract	70633

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1964 LAUREL STONE LN, NESBIT, MS 38651-8371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 19, 2022	Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Deed Book / Page	1004 / 121
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	1004000180
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1964 LAUREL STONE LN, NESBIT, MS 38651-8371
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170901010251290
Date	Sep 1, 2017
Instrument	20170901010251290

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2037

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1964 LAUREL STONE LN, NESBIT, MS 38651-8371
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 LAUREL STONE LN, NESBIT, MS 38651-8371

Mortgage

Document Number	0005371/20
Date	Oct 13, 2021
Book Page	5371/20

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 19, 2022
Property Address	1964 LAUREL STONE LN, NESBIT, MS 38651-8371
Document Number	001004/121
Book / Page	1004 / 121
Map Reference	MB 75 PG 6
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12871 MILLER FARMS DR, 12871, OLIVE BRANCH, MS 38654-2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 LAUREL STONE LN, NESBIT, MS 38651-8371

Mortgage

Document Number	0005569387
Date	Jul 19, 2022
Instrument	5569/387

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (+14.53%)	$29,240 (+36.34%) Land $4,000 Building $25,240	$292,401 (+36.34%) Land $40,000 Building $252,401
2023	$1,844.00	$21,446	$214,458 Land $40,000 Building $174,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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