1964 Charleston Ln, Bartow, FL 33830 Property Records

Polk County property record for 1964 Charleston Ln, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,135 sqft · built 2007
Lot Size	0.226 acres (9,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,000 (Dec 2021)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-36-292206-000190`

Property Details

APN / Parcel Number

Primary APN	`24-29-36-292206-000190`
Alternative APNs	`362924292206000190` `62924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,135 sqft Living Area
Gross Area	2,575 sqft
1st Floor Area	2,135 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,836 sqft (0.226 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	377 sqft

Location & Zoning

Street Address	1964 CHARLESTON LN
City	BARTOW
State	FL
Zip	33830-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA WALK PHASE ONE PB 135 PGS 43 & 44 LOT 19
Legal Range	24E
Legal Township	29S
Legal Section	36
Legal Subdivision	MAGNOLIA WALK PHASE ONE
Legal Phase	1
Legal Tract	292206
Legal Block	1
Legal Lot Number	19
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1036
Census Tract	14803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1964 CHARLESTON LN, BARTOW, FL 33830-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2021	Warranty Deed, Transfer PARAMOUNT TITLE
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BESTWAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Oct 22, 2015 · Amount on Record
Deed Document Number	2021311626
Deed Book / Page	12004 / 1743
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1964 CHARLESTON LN, BARTOW, FL 33830-3035
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140400
Date	May 23, 2022
Book Page	12264/1471
Instrument	2022140400

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 1, 2021
Property Address	1964 CHARLESTON LN, BARTOW, FL 33830-3035
Document Number	0000311626
Book / Page	12004 / 1743
Map Reference	MB 135 PG 43&44
Instrument Date	Nov 19, 2021
Instrument	2021311626
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Tax	$2,688.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1990 42ND ST NW, 1990, WINTER HAVEN, FL 33881-1977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 CHARLESTON LN, BARTOW, FL 33830-3035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1964 CHARLESTON LN, BARTOW, FL 33830-3035
Document Number	0113000920
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1964 CHARLESTON LN BARTOW FL 338303035, BARTOW, FL 33830-3035

Mortgage

Document Number	0113000920
Date	Jul 16, 2020
Book Page	011300/000920
Instrument	142144

Lender

Name	BESTWAY MTG
Type	Mortgage Company
Address	WOLCOTT, CT 06716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2040

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,297 (+2.7%)	$367,923 (+0.26%) Land $70,000 Building $297,923
2025	$2,959.00 (+13.28%) Homeowner's exemption	$205,742 (+25.39%)	$366,958 (+8.26%) Land $70,000 Building $296,958
2023	$2,612.00 (+16.04%) Homeowner's exemption	$164,082 (+3%)	$338,969 (+11.35%) Land $48,000 Building $290,969
2022	$2,251.00 Homeowner's exemption	$159,303	$304,423 Land $40,000 Building $264,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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