19638 Montgomery Rd, Howe, OK 74940 Property Records

Le Flore County property record for 19638 Montgomery Rd, Howe, OK 74940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1983
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Oct 2018)
Tax Bill	$581 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59127`

Property Details

APN / Parcel Number

Primary APN	`59127`
Alternative APN	`0000-06-05N-26E-0-023-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	371 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59127
Street Address	19638 MONTGOMERY RD
City	HOWE
State	OK
Zip	74940-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 6 TWP 5N RNG 26E PT SE SW BEG W725.94 N02DG43'W27.26 N16DG29'W39.40 N27DG31'W217.19 N96.40 SE COR SW W264.28 N191.20 E264
Legal Range	26E
Legal Township	05N
Legal Section	06
Jurisdiction	LE FLORE OK
Township / Civil Division	HEAVENER
Census Block Group	2
Census Block	2058
Census Tract	40602

Owner

19638 Montgomery Rd is owned and occupied by two individuals who acquired it in October 2018.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19638 MONTGOMERY RD, HOWE, OK 74940-7024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK
Oct 30, 2018	Grant Deed
Oct 11, 2018	Grant Deed, Transfer · Conventional Mortgage FORD JERRY L LIVING TRU (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	Sep 2, 2016 · Amount on File
Deed Document Number	20187281
Deed Book / Page	2047 / 979
Last Transfer Date	Oct 26, 2018
Transfer Doc	0020490499
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	19638 MONTGOMERY RD, HOWE, OK 74940-7024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020120347
Date	Aug 23, 2017
Book Page	2012/0347
Instrument	6286

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	POTEAU, OK 74953

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6%

October 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	LE FLORE OK
Recording Date	Oct 30, 2018
Property Address	19638 MONTGOMERY RD, HOWE, OK 74940-7024
Document Number	0020490499
Book / Page	002049 / 000499
Instrument Date	Oct 26, 2018
Instrument	7771
Record Updated	Dec 4, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19638 MONTGOMERY RD HOWE OK 749407024, HOWE, OK 74940-7024

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LE FLORE OK
Recording Date	Oct 11, 2018
Property Address	19638 MONTGOMERY RD, HOWE, OK 74940-7024
Document Number	0020470979
Book / Page	002047 / 000979
Instrument Date	Jun 20, 2018
Instrument	7281
Transaction Type	Transfer
Record Updated	Dec 28, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19638 MONTGOMERY RD HOWE OK 749407024, HOWE, OK 74940-7024

Mortgage

Document Number	20470982
Date	Oct 11, 2018
Book Page	002047/000982
Instrument	7283

Lender

Name	FORD JERRY L LIVING TRU (LT)
Address	PO BOX 849, POTEAU, OK 74953-0849

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Oct 10, 2021

Mortgage

Document Number	20470980,
Date	Oct 11, 2018
Book Page	002047/000980
Instrument	7282

Lender

Name	FORD JERRY L LIVING TRU (LT)
Address	PO BOX 849, POTEAU, OK 74953-0849

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 10, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 19638 Montgomery Rd was $581.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Howe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,061 (+5%) Land $655 Building $6,406	$64,188 (-42.56%) Land $5,954 Building $58,234
2025	$581.00	$6,725 Land $624 Building $6,101	$111,755 Land $16,000 Building $95,755
2023	$529.00	$6,099 Land $594 Building $5,505	$92,119 Land $5,400 Building $86,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19638 Montgomery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19638 Montgomery Rd is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 76% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Windstream DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: AT&T, Verizon.

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