19632 Tryon St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19632 Tryon St, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 837 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jan 2003)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-151-36`

Property Details

APN / Parcel Number

Primary APN	`005-151-36`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	837 sqft Living Area
1st Floor Area	837 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Porch	Finished/Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19632 TRYON ST
City	CORNELIUS
State	NC
Zip	28031-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMX
Legal Description	L2 M38-551
Legal Subdivision	CROFTON SPGS/DAVIS LAKE MAP 01
Legal Block	1
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1020
Census Tract	6411

Owner

Source: Mecklenburg County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6974 LACKEY RD, VALE, NC 28168-7449
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Sep 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2003 · Amount on Record
Deed Sale	Jan 10, 2003 · Amount on Record
Prior Sale	Oct 19, 1998 · Amount on Record
Deed Document Number	20036780
Deed Book / Page	14674 / 153
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 25, 2026
Property Address	19632 TRYON ST, CORNELIUS, NC 28031-9801
Document Number	0000103067
Book / Page	40737 / 110
Instrument Date	Sep 24, 2026
Instrument	2026103067
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 DANBROOK CIR, LINCOLNTON, NC 28092-3007

Mortgage

Document Number	0000103067,
Date	Sep 25, 2026
Book Page	40737/110
Instrument	2026103067

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19632 TRYON ST, CORNELIUS, NC 28031-9801
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6974 LACKEY RD, VALE, NC 28168-7449
Investor	Possibly a Property Investor

Mortgage

Document Number	0000169382
Date	Sep 2, 2021
Book Page	36487/468
Instrument	2021169382

Lender

Name	UNITED BANK
Type	Bank
Address	DENVER, NC 28037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00	$205,500 Land $44,000 Building $161,500	$205,500 Land $44,000 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom, Verizon.

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