19632 Meta Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19632 Meta Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,980 sqft · built 1989
Lot Size0.466 acres (20,336 sqft)
OwnerIndividual Name on Record
Last Sale$1,480,000 (Oct 2022)
Tax Bill$12,476 (2023)
Deeds & MortgagesMar 2023 Line of Credit
Oct 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-091-23

Property Details

APN / Parcel Number

Primary APN001-091-23

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,980 sqft Heated Area
Gross Area3,610 sqft
1st Floor Area1,927 sqft
Upper Floors Area1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,336 sqft (0.466 acres)
Garage Area588 sqft
PorchPorch
Porch Area75 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-091-23
Street Address19632 META RD
CityCORNELIUS
StateNC
Zip28031-7546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL19 P20 M14-331
Legal SubdivisionRAY BUSTLE PROP
Legal Lot Number19
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1014
Census Tract6218

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19632 META RD, CORNELIUS, NC 28031-7546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Deed of Trust, Mortgage · Line of Credit
CARTER BANK & TRUST
Oct 20, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Oct 31, 2019Deed of Trust, Mortgage · Line of Credit
COGENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2022 · Amount on Record
Deed SaleOct 20, 2022 · Amount on Record
Prior SaleMar 12, 2009 · Amount on Record
Deed Document Number0037725253
Deed Book / Page37725 / 253
Record UpdatedJun 7, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19632 META RD, CORNELIUS, NC 28031-7546
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1932 META ROAD, CORNELIUS, NC 28031

Mortgage

Document Number0000024051
DateMar 20, 2023
Book Page37999/566
Instrument2023024051
Lender
NameCARTER BANK & TRUST
TypeBank
AddressMARTINSVILLE, VA 24112
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 20, 2022
Property Address19632 META RD, CORNELIUS, NC 28031-7546
Document Number0000145234
Book / Page37725 / 253
Map ReferenceMB 14 PG 331
Instrument DateOct 20, 2022
Instrument2022145234
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15705 JEFFTON ROAD, CORNELIUS, NC 28031

Transferred To (Grantee/Buyer)

NameVerified Name
Address19632 META RD, CORNELIUS, NC 28031-7546

Mortgage

Document Number0000145235
DateOct 20, 2022
Instrument2022145235
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateNov 1, 2027
Change Frequency6 Months
Min Rate At Change3.87%
Max Rate At Change7.87%
IndexOther
Max Rate7.87%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19632 META RD, CORNELIUS, NC 28031-7546
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000148602
DateOct 31, 2019
Book Page34001/328
Instrument2019148602
Lender
NameCOGENT BANK
TypeBank
AddressMOORESVILLE, NC 28117
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 7, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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