1963 Timber Ridge Dr SE, Ada, MI 49301 Property Records

Kent County property record for 1963 Timber Ridge Dr SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,340 sqft · built 2002
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (May 2020)
Tax Bill	$12,043 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-19-03-451-042`

Property Details

APN / Parcel Number

Primary APN	`41-19-03-451-042`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,340 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	57,064 sqft (1.31 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1963 TIMBER RIDGE DR SE
City	ADA
State	MI
Zip	49301-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PART OF SE 1/4 COM 930.14 FT N 89D 23M 30S E ALONG S SEC LINE FROM S 1/4 COR TH N 89D 23M 30S E ALONG S SEC LINE 175.0 FT TO
Legal Range	10W
Legal Township	06N
Legal Section	03
Legal Subdivision	FT TO WLY LINE OF TIMBER CANYON ESTATES
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	1
Census Block	1000
Census Tract	12202

Owner

1963 Timber Ridge Dr SE is owned and occupied by two individuals who bought it in May 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1963 TIMBER RIDGE DR SE, ADA, MI 49301-9359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 19, 2020	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Nov 9, 2009 · Amount on File
Deed Document Number	202041660
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1963 TIMBER RIDGE DR SE, ADA, MI 49301-9359
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022645
Date	Feb 24, 2021
Instrument	20210224-0022645

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 19, 2020
Property Address	1963 TIMBER RIDGE DR SE, ADA, MI 49301-9359
Document Number	0000041660
Instrument Date	May 15, 2020
Instrument	41660
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1370 SCOTT AVE WINNETKA IL 600931445, WINNETKA, IL 60093-1445

Mortgage

Document Number	41661
Date	May 19, 2020
Instrument	41661

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1963 Timber Ridge Dr SE was $12,043.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,500 (+9.35%)	$987,000 (+9.35%)
2025	$12,043.00 Homeowner's exemption	$451,300	$902,600
2023		$338,700	$677,400
2019	$7,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1963 Timber Ridge Dr SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1963 Timber Ridge Dr SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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